Schema reg deser bugfix

[stewartboyd119]

1. Deserialization previously used implicit schema based on reflection. This showed problems in common schema evolution scenarios (Adding a field). The formatter was updated to be passed the schema explicitily (instead of inferring it).

[codecov-commenter]

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Codecov Report

Attention: Patch coverage is 59.37500% with 13 lines in your changes missing coverage. Please review.

Project coverage is 89.68%. Comparing base (3efce44) to head (3ddc721).

Files with missing lines	Patch %	Lines
formatter.go	53.57%	7 Missing and 6 partials ⚠️

Additional details and impacted files

@@            Coverage Diff             @@
##             main      #15      +/-   ##
==========================================
- Coverage   90.58%   89.68%   -0.90%     
==========================================
  Files          18       18              
  Lines        1550     1571      +21     
==========================================
+ Hits         1404     1409       +5     
- Misses         95      104       +9     
- Partials       51       58       +7     

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