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Disclosure Reports 2018

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David Roell edited this page May 8, 2019 · 9 revisions

Disclosure Report Tables

While 2018 Disclosure reports derive from the 2017 Disclosure reports, some tables contain differences from the prior year. These differences are outlined below in each table section.

Users should take note that the change in reporting thresholds need to be accounted for in time-series analysis of the reports.

Name: Table 1: Applications by Tract

DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN

Changes from 2017

Table 1 no longer contains data from the FFIEC and Census relating to minority population percentage and median income.

Report Structure

lei
institution name
table: Applications by Tract
type: Aggregate
desc: Disposition of loan applications, by location of property and type of loan
year: 2018
report-date
msa

2017 Table 1 Report Example

Overall Table Filters

  • Breaks down the Action Taken type by State-County-Tract Number
  • Subtotaled by Action Taken Type 1, 2, 3, 4, 5

Census Tract Categorization

  • State/County/Tract Number

Dispositions

This table includes the following dispositions:

Loan Type

  • FHA, FSA/RHS & VA (A): Total Units = 1 through 4; Purpose of Loan = 1; Loan Type = 2, 3, 4
  • Conventional (B): Total Units = 1 through 4; Purpose of Loan = 1; Loan Type = 1
  • Refinancings (C): Total Units = 1 through 4; Purpose of Loan = 31, 32
  • Home Improvement Loans (D): Total Units = 1 through 4; Purpose of Loan = 2
  • Loans on Dwellings For 5 or More Families (E): 5+ Units
  • Nonoccupant Loans from Columns A, B, C ,& D (F): All loans from columns A through @ where Occupancy Type = 2, 3
  • Loans On Manufactured Home Dwellings From Columns A, B, C & D (G): Construction Method = 2

(A), (B), (C), (D) = Categorized as Loans on 1-to-4 Family and Manufactured Home Dwellings
(A), (B) = Sub-categorized as Home Purchase Loans

Action Taken

  • Applications Received: Action Taken = 1, 2, 3, 4, and 5
  • Loans Originated: Action Taken = 1
  • Applications Approved but not Accepted: Action Taken = 2
  • Applications Denied by Financial Institution: Action Taken = 3
  • Applications Withdrawn by Applicant: Action Taken = 4
  • File Closed for Incompleteness: Action Taken = 5

Name: Table 2: Loans Purchased by Tract

LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN

Report Structure

lei
institution name
table: Loans Purchased by Tract
type: Aggregate
desc: Disposition of loan applications, by location of property and type of loan
year: 2018
report-date
msa

2017 Table 2 Report Example

Overall Table Filters

  • Breaks down the Action Taken type by State-County-Tract Number
  • Subtotaled by Action Taken Type 6

Census Tract Categorization

  • State/County/Tract Number

Dispositions

This table includes the following dispositions:

Loan Type

  • FHA, FSA/RHS & VA (A): Total Units = 1 through 4; Purpose of Loan = 1; Loan Type = 2, 3, 4
  • Conventional (B): Total Units = 1 through 4; Purpose of Loan = 1; Loan Type = 1
  • Refinancings (C): Total Units = 1 through 4; Purpose of Loan = 31, 32
  • Home Improvement Loans (D): Total Units = 1 through 4; Purpose of Loan = 2
  • Loans on Dwellings For 5 or More Families (E): 5+ Units
  • Nonoccupant Loans from Columns A, B, C ,& D (F): All loans from columns A through @ where Occupancy Type = 2, 3
  • Loans On Manufactured Home Dwellings From Columns A, B, C & D (G): Construction Method = 2

(A), (B), (C), (D) = Categorized as Loans on 1-to-4 Family and Manufactured Home Dwellings
(A), (B) = Sub-categorized as Home Purchase Loans

Action Taken

  • Purchased Loans: Action Taken = 6

Related GitHub Tickets for Disclosure Reports

Table 1: Applications by Tract
Table 2: Loans Purchased by Tract

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