Update 3A-my-finances.html

app/views/finance-webinar/3A-my-finances.html

@@ -158,12 +158,11 @@ <h1 class="govuk-heading-xl" style="color:white;">£91,600</h1>
 
                     <h2 class="govuk-heading-m small-margin-bottom">Approved applications and transfer connections in future financial years</h2>
                     <p>These finances show approved applications for your pledges and for transfers where you have connected directly with an employer.</p>
-                    <p>This uses an estimated total cost of training, based on the funding band maximum for these apprenticeships.</p>
-                    <p>The yearly estimate costs are based on the planned start date of training and the 20% completion payment. It uses the financial year starting April. For our forecast we assume the completion payment will be made in the month after the planned end date.</p>
+                    <p>This uses an estimated total cost of training and assessment, based on the funding band maximum for these apprenticeships.</p>
+                    <p>The yearly estimated costs are based on the planned start date of training and the 20% completion payment. It uses the financial year starting April. For our estimate we assume the completion payment will be made in the month after the planned end date.</p>
 
-                    <h2 class="govuk-heading-s">How is my transfer allowance calculated?</h2>
-                    <p>The transfer allowance is an estimate because it is based on information that can change in the financial year.</p>
-                    <p>These factors in your transfer funding application can vary: start and end dates, final agreed costs, and breaks in learning. Therefore this estimate can only be used as a guide.</p>
+                    <h2 class="govuk-heading-s">How is my estimated spend calculated?</h2>
+                    <p>The amount of your estimated spend can change during the financial year depending on the start and end dates, final agreed costs, and breaks in learning. Therefore these estimates can only be used as a guide.</p>
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