Open source credit score

[marsrobertson]

Black box number: https://www.moneysavingexpert.com/loans/credit-rating-credit-score/

1. Option A

Less bank accounts means less overdraft available, close your redundant bank accounts.

2. Option B

Keep credit utilisation low, keep your accounts.

Which is better?

Check how much your card lets you borrow each month (that’s your ‘credit limit’). Then, if you want to boost your rating even more, try to only spend a portion of that each month. It’s about showing you’re in control of your spending.

You don't really know.

[marsrobertson]

SNET Deep Funding

Indentity hackathon

https://union.finance/

HMMM: https://twitter.com/marsXRobertson/status/1702347237420827134

Clearly there is something going on...