diff --git a/account_payment_term_surcharge/models/account_payment_term.py b/account_payment_term_surcharge/models/account_payment_term.py
index f8d214330..c13063e0d 100644
--- a/account_payment_term_surcharge/models/account_payment_term.py
+++ b/account_payment_term_surcharge/models/account_payment_term.py
@@ -1,4 +1,5 @@
-from odoo import fields, models
+from odoo import api, fields, models
+from odoo.exceptions import UserError
 
 
 class AccountPaymentTerm(models.Model):
@@ -9,3 +10,21 @@ class AccountPaymentTerm(models.Model):
         'payment_term_id', string='Surcharges',
         copy=True,
     )
+
+    show_surcharge_warning = fields.Boolean(compute='_compute_surcharge_product')
+
+    @api.depends('company_id', 'surcharge_ids')
+    def _compute_surcharge_product(self):
+        """Check if the surcharge product needs to be updated for the given company context."""
+        for rec in self:
+            if rec.surcharge_ids:
+                if rec.company_id:  # Verificar para una compañía específica
+                    company = rec.company_id
+                    # Devuelve False si falta el producto de recargo
+                    self.show_surcharge_warning = bool(company.payment_term_surcharge_product_id)
+                else:  # Verificar todas las compañías si company_id es False
+                    all_companies = self.env['res.company'].search([])
+                    # Devuelve False si alguna compañía no tiene configurado el producto de recargo
+                    rec.show_surcharge_warning = all(company.payment_term_surcharge_product_id for company in all_companies)
+            else:
+                rec.show_surcharge_warning = True
diff --git a/account_payment_term_surcharge/views/account_payment_term_view.xml b/account_payment_term_surcharge/views/account_payment_term_view.xml
index 50e0ab34d..95da32c7b 100644
--- a/account_payment_term_surcharge/views/account_payment_term_view.xml
+++ b/account_payment_term_surcharge/views/account_payment_term_view.xml
@@ -9,7 +9,15 @@
                 <field name="line_ids" position="after">
                     <separator string="Surcharges"/>
                     <field name="surcharge_ids" nolabel="1" colspan="2"/>
+                    <field name="show_surcharge_warning" invisible="1"/>
                 </field>
+                
+                <sheet position="before">
+                    <div class="alert alert-warning" role="alert" invisible="show_surcharge_warning">
+                        The selected company for this payment term does not have a surcharge product configured.
+                        Please configure the product in Settings / Accounting for the selected company or companies. 
+                    </div>
+                </sheet>
             </field>
         </record>
     </data>