diff --git a/Cargo.toml b/Cargo.toml
index 57e9ee0..5a001c4 100644
--- a/Cargo.toml
+++ b/Cargo.toml
@@ -8,6 +8,7 @@ edition = "2021"
 [dependencies]
 clap = { version = "4.4.6", features = ["derive", "cargo"] }
 config = { version = "0.13.3", features = ["json"] }
+csv = "1.3.0"
 fake = { version = "2.8.0", features = ["dummy", "derive"] }
 serde = "1.0.188"
 serde_json = "1.0.107"
diff --git a/real_distributions/msci_world_dist.csv b/real_distributions/msci_world_dist.csv
new file mode 100644
index 0000000..25f2ccd
--- /dev/null
+++ b/real_distributions/msci_world_dist.csv
@@ -0,0 +1,45 @@
+Year,Return
+1979,6.908980833589644
+1980,38.92918575149808
+1981,13.624800989464056
+1982,24.57454243718439
+1983,41.45140680114741
+1984,19.742431857683872
+1985,15.803692420531426
+1986,18.62865310811976
+1987,-4.133160220808307
+1988,31.71839306890252
+1989,18.347075144314278
+1990,-29.293024853587458
+1991,24.559545672010483
+1992,-0.36961383231766554
+1993,34.27841465059389
+1994,-2.1942071138661903
+1995,14.767124934264613
+1996,16.492766455253214
+1997,29.360554551930118
+1998,17.60075985317194
+1999,46.20091722938297
+2000,-6.26434398536187
+2001,-12.18047971562547
+2002,-32.67437382554782
+2003,10.521691593588182
+2004,6.374332418725557
+2005,26.413772128195333
+2006,7.548898600013495
+2007,-2.4525157717235317
+2008,-37.287507810164115
+2009,25.575937449016973
+2010,20.495592534694175
+2011,-2.452266077128064
+2012,13.587391807936502
+2013,21.192840417371574
+2014,19.198069429703562
+2015,10.546743100412897
+2016,11.039444380970483
+2017,7.5812464768771335
+2018,-4.382268824231092
+2019,30.124827572422962
+2020,6.107780474209095
+2021,31.981215544038832
+2022,-13.076273337277028
\ No newline at end of file
diff --git a/real_distributions/sp500_dist.csv b/real_distributions/sp500_dist.csv
new file mode 100644
index 0000000..1182675
--- /dev/null
+++ b/real_distributions/sp500_dist.csv
@@ -0,0 +1,31 @@
+Year,Return
+1993,20.660370292792408
+1994,-5.689900203172931
+1995,30.793243963273053
+1996,26.226017971721394
+1997,49.02768015658609
+1998,21.611566408810827
+1999,41.64486939800583
+2000,-1.8659416855132511
+2001,-6.966709116449332
+2002,-34.535329815506714
+2003,6.849972946362581
+2004,2.81479079869347
+2005,21.132978567911394
+2006,3.7224518904028967
+2007,-5.620848612087319
+2008,-33.358136554859186
+2009,22.1718425507653
+2010,24.0535368956743
+2011,5.4500455539601615
+2012,13.761233348757433
+2013,26.657499787013013
+2014,29.138968478655936
+2015,13.061470488818411
+2016,15.634907769748697
+2017,7.0813734035868245
+2018,0.15019989075513643
+2019,34.01450487798241
+2020,8.393156334654396
+2021,39.44407338606754
+2022,-13.043681942849359
\ No newline at end of file
diff --git a/src/distributions.rs b/src/distributions.rs
new file mode 100644
index 0000000..8b2f920
--- /dev/null
+++ b/src/distributions.rs
@@ -0,0 +1,54 @@
+use csv::ReaderBuilder;
+use std::collections::HashMap;
+
+pub fn get_distributions() -> HashMap<&'static str, Vec<f64>> {
+    let mut distributions = HashMap::new();
+
+    let mut sp500_reader = ReaderBuilder::new()
+        .from_path("real_distributions/sp500_dist.csv")
+        .expect("Error loading SP&500 distribution");
+    let mut msci_world_reader = ReaderBuilder::new()
+        .from_path("real_distributions/msci_world_dist.csv")
+        .expect("Error loading MSCI World distribution");
+
+    let mut sp500_dist: Vec<f64> = Vec::new();
+    let mut msci_world_dist: Vec<f64> = Vec::new();
+
+    for record in sp500_reader.records().flatten() {
+        let rate: f64 = record[1]
+            .parse()
+            .expect("Failure parsing a return interest into a f64");
+        sp500_dist.push(rate);
+    }
+
+    if let Some(old_value) = distributions.insert("sp500", sp500_dist) {
+        panic!("Found an existing value for sp500: {:?}", old_value);
+    }
+
+    for record in msci_world_reader.records().flatten() {
+        let rate: f64 = record[1]
+            .parse()
+            .expect("Failure parsing a return interest into a f64");
+        msci_world_dist.push(rate);
+    }
+
+    if let Some(old_value) = distributions.insert("msci_world", msci_world_dist) {
+        panic!("Found an existing value for msci_world: {:?}", old_value);
+    };
+
+    distributions
+}
+
+#[cfg(test)]
+mod test {
+    use super::get_distributions;
+    use pretty_assertions::assert_eq;
+
+    #[test]
+    fn test_get_distributions() {
+        let distributions = get_distributions();
+
+        assert_eq!(distributions.get("sp500").unwrap().len(), 30);
+        assert_eq!(distributions.get("msci_world").unwrap().len(), 44);
+    }
+}
diff --git a/src/main.rs b/src/main.rs
index 7a26ded..ffda8f4 100644
--- a/src/main.rs
+++ b/src/main.rs
@@ -2,8 +2,10 @@ use clap::{arg, command, Parser};
 use config::{Config, File, FileFormat};
 use serde::Deserialize;
 
+mod distributions;
 mod investment;
 mod types;
+
 use investment::Investment;
 use types::PositiveFloat;