diff --git a/app/controllers/v0/profile/direct_deposits_controller.rb b/app/controllers/v0/profile/direct_deposits_controller.rb
index 4d4f6b92316..942a666f594 100644
--- a/app/controllers/v0/profile/direct_deposits_controller.rb
+++ b/app/controllers/v0/profile/direct_deposits_controller.rb
@@ -88,7 +88,7 @@ def control_info_params
       end
 
       def send_confirmation_email
-        VANotifyDdEmailJob.send_to_emails(current_user.all_emails, 'comp_and_pen')
+        VANotifyDdEmailJob.send_to_emails(current_user.all_emails)
       end
     end
   end
diff --git a/app/sidekiq/va_notify_dd_email_job.rb b/app/sidekiq/va_notify_dd_email_job.rb
index 6a1dcdc4121..1f8a81c0697 100644
--- a/app/sidekiq/va_notify_dd_email_job.rb
+++ b/app/sidekiq/va_notify_dd_email_job.rb
@@ -10,7 +10,7 @@ class VANotifyDdEmailJob
   STATSD_ERROR_NAME = 'worker.direct_deposit_confirmation_email.error'
   STATSD_SUCCESS_NAME = 'worker.direct_deposit_confirmation_email.success'
 
-  def self.send_to_emails(user_emails, dd_type)
+  def self.send_to_emails(user_emails, dd_type = nil)
     if user_emails.present?
       user_emails.each do |email|
         perform_async(email, dd_type)
@@ -25,9 +25,9 @@ def self.send_to_emails(user_emails, dd_type)
     end
   end
 
-  def perform(email, dd_type)
+  def perform(email, dd_type = nil)
     notify_client = VaNotify::Service.new(Settings.vanotify.services.va_gov.api_key)
-    template_type = "direct_deposit_#{dd_type.to_sym == :ch33 ? 'edu' : 'comp_pen'}"
+    template_type = template_type(dd_type)
     template_id = Settings.vanotify.services.va_gov.template_id.public_send(template_type)
 
     notify_client.send_email(
@@ -39,6 +39,13 @@ def perform(email, dd_type)
     handle_errors(e)
   end
 
+  def template_type(dd_type)
+    return 'direct_deposit_edu' if dd_type&.to_sym == :ch33
+    return 'direct_deposit_comp_pen' if dd_type&.to_sym == :comp_pen
+
+    'direct_deposit'
+  end
+
   def handle_errors(ex)
     VANotifyDdEmailJob.log_exception_to_sentry(ex)
     StatsD.increment(STATSD_ERROR_NAME)
diff --git a/config/settings.yml b/config/settings.yml
index c2aecf2c853..4ca4465d021 100644
--- a/config/settings.yml
+++ b/config/settings.yml
@@ -1281,6 +1281,7 @@ vanotify:
         in_progress_reminder_email_generic: fake_template_id
         covid_vaccine_registration: fake_template_id
         covid_vaccine_expanded_registration: fake_template_id
+        direct_deposit: direct_deposit_template_id
         direct_deposit_edu: edu_template_id
         direct_deposit_comp_pen: comp_pen_template_id
         login_reactivation_email: reactivation_email_test_b
diff --git a/spec/controllers/v0/profile/direct_deposits_controller_spec.rb b/spec/controllers/v0/profile/direct_deposits_controller_spec.rb
index 1e0af7acae2..3dd8abc3e91 100644
--- a/spec/controllers/v0/profile/direct_deposits_controller_spec.rb
+++ b/spec/controllers/v0/profile/direct_deposits_controller_spec.rb
@@ -181,7 +181,7 @@
     context 'when the user does have an associated email address' do
       it 'sends an email through va notify' do
         expect(VANotifyDdEmailJob).to receive(:send_to_emails).with(
-          user.all_emails, 'comp_and_pen'
+          user.all_emails
         )
 
         VCR.use_cassette('lighthouse/direct_deposit/update/200_valid') do
diff --git a/spec/sidekiq/va_notify_dd_email_job_spec.rb b/spec/sidekiq/va_notify_dd_email_job_spec.rb
index 10a5d528e74..406ee454aa7 100644
--- a/spec/sidekiq/va_notify_dd_email_job_spec.rb
+++ b/spec/sidekiq/va_notify_dd_email_job_spec.rb
@@ -38,19 +38,42 @@
   describe '#perform' do
     let(:notification_client) { double('Notifications::Client') }
 
-    %w[ch33 comp_pen].each do |dd_type|
-      context "with a dd type of #{dd_type}" do
-        it 'sends a confirmation email' do
-          allow(VaNotify::Service).to receive(:new)
-            .with(Settings.vanotify.services.va_gov.api_key).and_return(notification_client)
-
-          expect(notification_client).to receive(:send_email).with(
-            email_address: email,
-            template_id: dd_type == 'ch33' ? 'edu_template_id' : 'comp_pen_template_id'
-          )
-
-          described_class.new.perform(email, dd_type)
-        end
+    context 'with a dd type of ch33' do
+      it 'sends a confirmation email using the edu template' do
+        allow(VaNotify::Service).to receive(:new)
+          .with(Settings.vanotify.services.va_gov.api_key).and_return(notification_client)
+
+        expect(notification_client).to receive(:send_email).with(
+          email_address: email, template_id: 'edu_template_id'
+        )
+
+        described_class.new.perform(email, 'ch33')
+      end
+    end
+
+    context 'with a dd type of comp_pen' do
+      it 'sends a confirmation email using the comp and pen template' do
+        allow(VaNotify::Service).to receive(:new)
+          .with(Settings.vanotify.services.va_gov.api_key).and_return(notification_client)
+
+        expect(notification_client).to receive(:send_email).with(
+          email_address: email, template_id: 'comp_pen_template_id'
+        )
+
+        described_class.new.perform(email, 'comp_pen')
+      end
+    end
+
+    context 'without a dd type' do
+      it 'sends a confirmation email using the direct_deposit template' do
+        allow(VaNotify::Service).to receive(:new)
+          .with(Settings.vanotify.services.va_gov.api_key).and_return(notification_client)
+
+        expect(notification_client).to receive(:send_email).with(
+          email_address: email, template_id: 'direct_deposit_template_id'
+        )
+
+        described_class.new.perform(email, nil)
       end
     end
 
@@ -89,4 +112,26 @@
         .and trigger_statsd_increment('worker.direct_deposit_confirmation_email.error')
     end
   end
+
+  describe '#get_template' do
+    let(:job) { VANotifyDdEmailJob.new }
+
+    context 'when dd_type is nil' do
+      it 'returns the direct_deposit template' do
+        expect(job.template_type(nil)).to eq('direct_deposit')
+      end
+    end
+
+    context 'when dd_type is comp_pen' do
+      it 'returns the direct_deposit template' do
+        expect(job.template_type('comp_pen')).to eq('direct_deposit_comp_pen')
+      end
+    end
+
+    context 'when dd_type is edu' do
+      it 'returns the direct_deposit template' do
+        expect(job.template_type('edu')).to eq('direct_deposit')
+      end
+    end
+  end
 end