diff --git a/Rocket.toml b/Rocket.toml
index 313e173a..dea7ede3 100644
--- a/Rocket.toml
+++ b/Rocket.toml
@@ -1,3 +1,3 @@
 [global]
 address = "0.0.0.0"
-port = 8000
+port = 8000
\ No newline at end of file
diff --git a/server/Settings.toml b/server/Settings.toml
index 1e0e8d34..29142e42 100644
--- a/server/Settings.toml
+++ b/server/Settings.toml
@@ -3,4 +3,4 @@ network = "testnet"
 lockheight_init = 1000
 lh_decrement = 10
 connection_string = "postgresql://postgres:postgres@localhost/mercury"
-batch_timeout = 120 # seconds
+batch_timeout = 120 # seconds
\ No newline at end of file
diff --git a/server/src/server_config.rs b/server/src/server_config.rs
index 8548a954..e0ca67f1 100644
--- a/server/src/server_config.rs
+++ b/server/src/server_config.rs
@@ -1,4 +1,4 @@
-use config::Config;
+use config::{Config as ConfigRs, Environment, File};
 use serde::{Serialize, Deserialize};
 use std::env;
 
@@ -19,10 +19,45 @@ pub struct ServerConfig {
     pub batch_timeout: u32,
 }
 
+impl Default for ServerConfig {
+    fn default() -> ServerConfig {
+        ServerConfig {
+            lockbox: None,
+            network: String::from("regtest"),
+            lockheight_init: 10000,
+            lh_decrement: 100,
+            connection_string: String::from("postgresql://postgres:postgres@localhost/mercury"),
+            batch_timeout: 120,
+        }
+    }
+}
+
+impl From<ConfigRs> for ServerConfig {
+    fn from(config: ConfigRs) -> Self {
+        ServerConfig {
+            lockbox: config.get::<Option<String>>("lockbox").unwrap_or(None),
+            network: config.get::<String>("network").unwrap_or_else(|_| String::new()),
+            lockheight_init: config.get::<u32>("lockheight_init").unwrap_or(0),
+            lh_decrement: config.get::<u32>("lh_decrement").unwrap_or(0),
+            connection_string: config.get::<String>("connection_string").unwrap_or_else(|_| String::new()),
+            batch_timeout: config.get::<u32>("batch_timeout").unwrap_or(0),
+        }
+    }
+}
+
 impl ServerConfig {
     pub fn load() -> Self {
-        let settings = Config::builder()
-            .add_source(config::File::with_name("Settings"))
+        let mut conf_rs = ConfigRs::default();
+        let _ = conf_rs
+            // First merge struct default config
+            .merge(ConfigRs::try_from(&ServerConfig::default()).unwrap());
+        // Override with settings in file Settings.toml if exists
+        conf_rs.merge(File::with_name("Settings").required(false));
+        // Override with settings in file Rocket.toml if exists
+        conf_rs.merge(File::with_name("Rocket").required(false));
+
+        let settings = ConfigRs::builder()
+            .add_source(File::with_name("Settings"))
             .build()
             .unwrap();
 
diff --git a/token-server/Settings.toml b/token-server/Settings.toml
index ac878d0c..48d793de 100644
--- a/token-server/Settings.toml
+++ b/token-server/Settings.toml
@@ -2,4 +2,4 @@ processor_url = "http://0.0.0.0:18080"
 api_key = "aaaaa"
 fee = 10000
 delay = 3600
-connection_string = "postgresql://postgres:postgres@localhost/mercury"
+connection_string = "postgresql://postgres:postgres@localhost/mercury"
\ No newline at end of file
diff --git a/token-server/src/server_config.rs b/token-server/src/server_config.rs
index 224701c9..65cb54f8 100644
--- a/token-server/src/server_config.rs
+++ b/token-server/src/server_config.rs
@@ -1,4 +1,4 @@
-use config::Config;
+use config::{Config as ConfigRs, Environment, File};
 use serde::{Serialize, Deserialize};
 use std::env;
 
@@ -17,10 +17,43 @@ pub struct ServerConfig {
     pub connection_string: String,
 }
 
+impl Default for ServerConfig {
+    fn default() -> ServerConfig {
+        ServerConfig {
+            processor_url: String::from("http://0.0.0.0:18080"),
+            api_key: String::from("aaaaa"),
+            fee: String::from("10000"),
+            delay: 3600,
+            connection_string: String::from("postgresql://postgres:postgres@localhost/mercury"),
+        }
+    }
+}
+
+impl From<ConfigRs> for ServerConfig {
+    fn from(config: ConfigRs) -> Self {
+        ServerConfig {
+            processor_url: config.get::<String>("processor_url").unwrap_or_else(|_| String::new()),
+            api_key: config.get::<String>("api_key").unwrap_or_else(|_| String::new()),
+            fee: config.get::<String>("fee").unwrap_or_else(|_| String::new()),
+            delay: config.get::<u64>("delay").unwrap_or(0),
+            connection_string: config.get::<String>("connection_string").unwrap_or_else(|_| String::new()),
+        }
+    }
+}
+
 impl ServerConfig {
     pub fn load() -> Self {
-        let settings = Config::builder()
-            .add_source(config::File::with_name("Settings"))
+        let mut conf_rs = ConfigRs::default();
+        let _ = conf_rs
+            // First merge struct default config
+            .merge(ConfigRs::try_from(&ServerConfig::default()).unwrap());
+        // Override with settings in file Settings.toml if exists
+        conf_rs.merge(File::with_name("Settings").required(false));
+        // Override with settings in file Rocket.toml if exists
+        conf_rs.merge(File::with_name("Rocket").required(false));
+
+        let settings = ConfigRs::builder()
+            .add_source(File::with_name("Settings"))
             .build()
             .unwrap();