diff --git a/pallets/loans/src/benchmarking.rs b/pallets/loans/src/benchmarking.rs
index 39c72e1e4f..e8832538fa 100644
--- a/pallets/loans/src/benchmarking.rs
+++ b/pallets/loans/src/benchmarking.rs
@@ -16,7 +16,7 @@ use cfg_traits::{
 	benchmarking::FundedPoolBenchmarkHelper,
 	changes::ChangeGuard,
 	interest::{CompoundingSchedule, InterestAccrual, InterestRate},
-	Permissions, PoolWriteOffPolicyMutate, Seconds, TimeAsSecs, ValueProvider,
+	Permissions, PoolWriteOffPolicyMutate, TimeAsSecs, ValueProvider,
 };
 use cfg_types::{
 	adjustments::Adjustment,
@@ -46,7 +46,6 @@ use crate::{
 	},
 };
 
-const OFFSET: Seconds = 120;
 const COLLECION_ID: u16 = 42;
 const COLLATERAL_VALUE: u128 = 1_000_000;
 const FUNDS: u128 = 1_000_000_000;
@@ -126,7 +125,7 @@ where
 	fn base_loan(item_id: T::ItemId) -> LoanInfo<T> {
 		LoanInfo {
 			schedule: RepaymentSchedule {
-				maturity: Maturity::fixed(T::Time::now() + OFFSET),
+				maturity: Maturity::fixed(T::Time::now() + 120),
 				interest_payments: InterestPayments::None,
 				pay_down_schedule: PayDownSchedule::None,
 			},
@@ -171,6 +170,30 @@ where
 		LastLoanId::<T>::get(pool_id)
 	}
 
+	fn create_cashflow_loan(pool_id: T::PoolId, item_id: T::ItemId) -> T::LoanId {
+		let borrower = account("borrower", 0, 0);
+
+		T::NonFungible::mint_into(&COLLECION_ID.into(), &item_id, &borrower).unwrap();
+
+		let maturity_offset = 40 * 365 * 24 * 3600; // 40 years
+
+		Pallet::<T>::create(
+			RawOrigin::Signed(borrower).into(),
+			pool_id,
+			LoanInfo {
+				schedule: RepaymentSchedule {
+					maturity: Maturity::fixed(T::Time::now() + maturity_offset),
+					interest_payments: InterestPayments::Monthly(1),
+					pay_down_schedule: PayDownSchedule::None,
+				},
+				..Self::base_loan(item_id)
+			},
+		)
+		.unwrap();
+
+		LastLoanId::<T>::get(pool_id)
+	}
+
 	fn borrow_loan(pool_id: T::PoolId, loan_id: T::LoanId) {
 		let borrower = account("borrower", 0, 0);
 		Pallet::<T>::borrow(
@@ -342,7 +365,7 @@ benchmarks! {
 
 		let borrower = account("borrower", 0, 0);
 		let pool_id = Helper::<T>::initialize_active_state(n);
-		let loan_id = Helper::<T>::create_loan(pool_id, u16::MAX.into());
+		let loan_id = Helper::<T>::create_cashflow_loan(pool_id, u16::MAX.into());
 
 	}: _(RawOrigin::Signed(borrower), pool_id, loan_id, PrincipalInput::Internal(10.into()))
 
diff --git a/pallets/loans/src/types/cashflow.rs b/pallets/loans/src/types/cashflow.rs
index 3fbcabcce4..cc7e7ccf5a 100644
--- a/pallets/loans/src/types/cashflow.rs
+++ b/pallets/loans/src/types/cashflow.rs
@@ -300,7 +300,6 @@ mod date {
 pub mod tests {
 	use cfg_traits::interest::CompoundingSchedule;
 	use frame_support::{assert_err, assert_ok};
-	use sp_runtime::traits::One;
 
 	use super::*;