Ability to Update Payments (or track payments moving from 'cleared' via a Clearing Account to Paid Out)

[pravinbansal-pt]

We are using the following system

1. Payment is made by credit card
2. Xero reconciles this by applying a payment to a Current Asset Clearing Account
3. When payment from Stripe for invoice payment is received in our bank: Credit Clearing Account (many invoices), Debit Bank Account

We are looking for a way to Update the Payment reference field to indicate that the payment has gone from 'cleared' (step 1 above) to 'payed' (step 3 above), so that we can track payments that have actually come into our bank account.

• I think this should occur at the Payment, level not the invoice level, as some invoices will have multiple payments (which may be cleared and paid separately).
• We cannot use the BankTransactions end point as the Clearing Account isn't a bank account (current asset)

I was hoping to be able to update the reference of the Payment, but it doesn't seem that payments can be updated.

Wondering if anyone can suggest an alternative to this, ideally one which allows for easy auditing. E.g. if Payments could be updated, we could use the reference field to track whether the payment has moved from 'cleared' to 'paid'. This could also be done via the notes field, e.g. leaving a note in the clearing account that a payment has been reconciled/paid, but then for auditing, I cannot seem to filter Payments by the notes contents to find, say, payments that do not have a note indicating that they have been reconciled/paid.