diff --git a/src/main/java/com/senity/waved/domain/paymentRecord/service/PaymentRecordServiceImpl.java b/src/main/java/com/senity/waved/domain/paymentRecord/service/PaymentRecordServiceImpl.java
index 93f8dea..5fadf59 100644
--- a/src/main/java/com/senity/waved/domain/paymentRecord/service/PaymentRecordServiceImpl.java
+++ b/src/main/java/com/senity/waved/domain/paymentRecord/service/PaymentRecordServiceImpl.java
@@ -100,8 +100,8 @@ public void savePaymentRecord(MyChallenge myChallenge, Long memberId, PaymentSta
         String groupTitle = group.getGroupTitle();
         updateGroupParticipantCount(group, status);
 
-        PaymentRecord paymentRecord = PaymentRecord.of(status, memberId, myChallenge, groupTitle);
         try {
+            PaymentRecord paymentRecord = PaymentRecord.of(status, memberId, myChallenge, groupTitle);
             paymentRecordRepository.save(paymentRecord);
         } catch (Exception e) {
             throw new PaymentRecordExistException("이미 존재하는 예치금 내역입니다.");