diff --git a/DDANZI_iOS/DDANZI_iOS.xcodeproj/project.pbxproj b/DDANZI_iOS/DDANZI_iOS.xcodeproj/project.pbxproj
index 72d014a..4a48cfe 100644
--- a/DDANZI_iOS/DDANZI_iOS.xcodeproj/project.pbxproj
+++ b/DDANZI_iOS/DDANZI_iOS.xcodeproj/project.pbxproj
@@ -72,6 +72,13 @@
 		363F1A102C9B10BA007527E2 /* LogoutDTO.swift in Sources */ = {isa = PBXBuildFile; fileRef = 363F1A0F2C9B10BA007527E2 /* LogoutDTO.swift */; };
 		363F1A122C9B1638007527E2 /* UserAccountDTO.swift in Sources */ = {isa = PBXBuildFile; fileRef = 363F1A112C9B1638007527E2 /* UserAccountDTO.swift */; };
 		363F1A182C9CA04F007527E2 /* Amplitude in Frameworks */ = {isa = PBXBuildFile; productRef = 363F1A172C9CA04F007527E2 /* Amplitude */; };
+		363F1A1A2C9EE9EB007527E2 /* AccountAddViewController.swift in Sources */ = {isa = PBXBuildFile; fileRef = 363F1A192C9EE9EB007527E2 /* AccountAddViewController.swift */; };
+		363F1A1C2C9EF029007527E2 /* AccountAddCell.swift in Sources */ = {isa = PBXBuildFile; fileRef = 363F1A1B2C9EF029007527E2 /* AccountAddCell.swift */; };
+		363F1A1E2C9F072F007527E2 /* UserAccountRequestDTO.swift in Sources */ = {isa = PBXBuildFile; fileRef = 363F1A1D2C9F072F007527E2 /* UserAccountRequestDTO.swift */; };
+		363F1A232C9F15EB007527E2 /* RxGesture in Frameworks */ = {isa = PBXBuildFile; productRef = 363F1A222C9F15EB007527E2 /* RxGesture */; };
+		363F1A252C9F1BE2007527E2 /* BankList.swift in Sources */ = {isa = PBXBuildFile; fileRef = 363F1A242C9F1BE2007527E2 /* BankList.swift */; };
+		363F1A272C9F57D4007527E2 /* CustomAlertView.swift in Sources */ = {isa = PBXBuildFile; fileRef = 363F1A262C9F57D4007527E2 /* CustomAlertView.swift */; };
+		363F1A292CA067C7007527E2 /* RefreshTokenRequestDTO.swift in Sources */ = {isa = PBXBuildFile; fileRef = 363F1A282CA067C7007527E2 /* RefreshTokenRequestDTO.swift */; };
 		3648954E2C6281BB00AAA8E2 /* HomeItemsResponseDTO.swift in Sources */ = {isa = PBXBuildFile; fileRef = 3648954D2C6281BB00AAA8E2 /* HomeItemsResponseDTO.swift */; };
 		364895502C62822200AAA8E2 /* ProductDetailResponseDTO.swift in Sources */ = {isa = PBXBuildFile; fileRef = 3648954F2C62822200AAA8E2 /* ProductDetailResponseDTO.swift */; };
 		364895522C62826200AAA8E2 /* SearchItemsResponseDTO.swift in Sources */ = {isa = PBXBuildFile; fileRef = 364895512C62826200AAA8E2 /* SearchItemsResponseDTO.swift */; };
@@ -306,6 +313,12 @@
 		363F1A0D2C9B10AF007527E2 /* WithDrawDTO.swift */ = {isa = PBXFileReference; lastKnownFileType = sourcecode.swift; path = WithDrawDTO.swift; sourceTree = "<group>"; };
 		363F1A0F2C9B10BA007527E2 /* LogoutDTO.swift */ = {isa = PBXFileReference; lastKnownFileType = sourcecode.swift; path = LogoutDTO.swift; sourceTree = "<group>"; };
 		363F1A112C9B1638007527E2 /* UserAccountDTO.swift */ = {isa = PBXFileReference; lastKnownFileType = sourcecode.swift; path = UserAccountDTO.swift; sourceTree = "<group>"; };
+		363F1A192C9EE9EB007527E2 /* AccountAddViewController.swift */ = {isa = PBXFileReference; lastKnownFileType = sourcecode.swift; path = AccountAddViewController.swift; sourceTree = "<group>"; };
+		363F1A1B2C9EF029007527E2 /* AccountAddCell.swift */ = {isa = PBXFileReference; lastKnownFileType = sourcecode.swift; path = AccountAddCell.swift; sourceTree = "<group>"; };
+		363F1A1D2C9F072F007527E2 /* UserAccountRequestDTO.swift */ = {isa = PBXFileReference; lastKnownFileType = sourcecode.swift; path = UserAccountRequestDTO.swift; sourceTree = "<group>"; };
+		363F1A242C9F1BE2007527E2 /* BankList.swift */ = {isa = PBXFileReference; lastKnownFileType = sourcecode.swift; path = BankList.swift; sourceTree = "<group>"; };
+		363F1A262C9F57D4007527E2 /* CustomAlertView.swift */ = {isa = PBXFileReference; lastKnownFileType = sourcecode.swift; path = CustomAlertView.swift; sourceTree = "<group>"; };
+		363F1A282CA067C7007527E2 /* RefreshTokenRequestDTO.swift */ = {isa = PBXFileReference; lastKnownFileType = sourcecode.swift; path = RefreshTokenRequestDTO.swift; sourceTree = "<group>"; };
 		3648954D2C6281BB00AAA8E2 /* HomeItemsResponseDTO.swift */ = {isa = PBXFileReference; lastKnownFileType = sourcecode.swift; path = HomeItemsResponseDTO.swift; sourceTree = "<group>"; };
 		3648954F2C62822200AAA8E2 /* ProductDetailResponseDTO.swift */ = {isa = PBXFileReference; lastKnownFileType = sourcecode.swift; path = ProductDetailResponseDTO.swift; sourceTree = "<group>"; };
 		364895512C62826200AAA8E2 /* SearchItemsResponseDTO.swift */ = {isa = PBXFileReference; lastKnownFileType = sourcecode.swift; path = SearchItemsResponseDTO.swift; sourceTree = "<group>"; };
@@ -464,6 +477,7 @@
 				36B744F92C6C50D3002892C4 /* RxKakaoSDKCommon in Frameworks */,
 				36B744F22C6C4CD2002892C4 /* KakaoSDKCommon in Frameworks */,
 				3664CFDA2C6E2179007FB5DF /* Lottie in Frameworks */,
+				363F1A232C9F15EB007527E2 /* RxGesture in Frameworks */,
 				368E36A82C4A3BBE003FA911 /* RxDataSources in Frameworks */,
 				368E36992C4A3B55003FA911 /* Moya in Frameworks */,
 				363C243C2C6619950097FCB7 /* Kingfisher in Frameworks */,
@@ -528,6 +542,7 @@
 				363152802C35EAF400DF689E /* DdanziButton.swift */,
 				363C24282C6520DD0097FCB7 /* DdanziChipButton.swift */,
 				36A5947D2C87F90C0097DE70 /* DdanziLoadingView.swift */,
+				363F1A262C9F57D4007527E2 /* CustomAlertView.swift */,
 			);
 			path = ReusableView;
 			sourceTree = "<group>";
@@ -538,6 +553,7 @@
 				3631528A2C3D120400DF689E /* PurchaseSectionModel.swift */,
 				363C24202C6512E60097FCB7 /* UserInfoModel.swift */,
 				363C242C2C6529500097FCB7 /* UserAddressModel.swift */,
+				363F1A242C9F1BE2007527E2 /* BankList.swift */,
 			);
 			path = Model;
 			sourceTree = "<group>";
@@ -653,6 +669,7 @@
 				3648955D2C6284D000AAA8E2 /* UserSaleResponseDTO.swift */,
 				3648955F2C62850200AAA8E2 /* UserInterestResponesDTO.swift */,
 				363F1A112C9B1638007527E2 /* UserAccountDTO.swift */,
+				363F1A1D2C9F072F007527E2 /* UserAccountRequestDTO.swift */,
 			);
 			path = Mypage;
 			sourceTree = "<group>";
@@ -764,6 +781,8 @@
 				36542E802C308ED000D5BFEB /* BankAccountViewController.swift */,
 				363152F22C44F8BE00DF689E /* AddressSettingViewController.swift */,
 				36BE65B02C4510FE00CD4511 /* AccountViewController.swift */,
+				363F1A192C9EE9EB007527E2 /* AccountAddViewController.swift */,
+				363F1A1B2C9EF029007527E2 /* AccountAddCell.swift */,
 				363C242E2C6537840097FCB7 /* KakaoPostCodeViewController.swift */,
 			);
 			path = Info;
@@ -1179,6 +1198,7 @@
 				363F1A0B2C9ADD22007527E2 /* RefreshTokenDTO.swift */,
 				363F1A0D2C9B10AF007527E2 /* WithDrawDTO.swift */,
 				363F1A0F2C9B10BA007527E2 /* LogoutDTO.swift */,
+				363F1A282CA067C7007527E2 /* RefreshTokenRequestDTO.swift */,
 			);
 			path = Auth;
 			sourceTree = "<group>";
@@ -1368,6 +1388,7 @@
 				3664CFD92C6E2179007FB5DF /* Lottie */,
 				36130D032C92B0F90028CF3A /* FirebaseMessaging */,
 				363F1A172C9CA04F007527E2 /* Amplitude */,
+				363F1A222C9F15EB007527E2 /* RxGesture */,
 			);
 			productName = DDANZI_iOS;
 			productReference = 369C63872C1A7A240021E2E0 /* DDANZI_iOS.app */;
@@ -1455,6 +1476,7 @@
 				3664CFD82C6E2179007FB5DF /* XCRemoteSwiftPackageReference "lottie-ios" */,
 				36130D022C92B0F90028CF3A /* XCRemoteSwiftPackageReference "firebase-ios-sdk" */,
 				363F1A162C9CA04F007527E2 /* XCRemoteSwiftPackageReference "Amplitude-iOS" */,
+				363F1A212C9F15EB007527E2 /* XCRemoteSwiftPackageReference "RxGesture" */,
 			);
 			productRefGroup = 369C63882C1A7A240021E2E0 /* Products */;
 			projectDirPath = "";
@@ -1543,6 +1565,7 @@
 				368E36842C4936AB003FA911 /* APIConstants.swift in Sources */,
 				363C24332C6607080097FCB7 /* HomeRepository.swift in Sources */,
 				369C63E52C1A95280021E2E0 /* UIButton+.swift in Sources */,
+				363F1A1C2C9EF029007527E2 /* AccountAddCell.swift in Sources */,
 				3648954E2C6281BB00AAA8E2 /* HomeItemsResponseDTO.swift in Sources */,
 				36BE65C62C4591F500CD4511 /* PurchaseHeaderView.swift in Sources */,
 				362864D72C8EBEAB00029452 /* ItemEndpoint.swift in Sources */,
@@ -1554,6 +1577,7 @@
 				363152F12C44F80900DF689E /* SalesDetailViewController.swift in Sources */,
 				363C242F2C6537840097FCB7 /* KakaoPostCodeViewController.swift in Sources */,
 				363C242D2C6529500097FCB7 /* UserAddressModel.swift in Sources */,
+				363F1A1E2C9F072F007527E2 /* UserAccountRequestDTO.swift in Sources */,
 				36BE65C22C458FA600CD4511 /* TermsTableViewCell.swift in Sources */,
 				363152AB2C3DC57800DF689E /* PurchaseModel.swift in Sources */,
 				36B745052C6C5AC2002892C4 /* UserDefaltManager.swift in Sources */,
@@ -1592,6 +1616,7 @@
 				364895542C62829200AAA8E2 /* SearchResultResponseDTO.swift in Sources */,
 				363C24252C651E620097FCB7 /* AddressFormViewController.swift in Sources */,
 				364895662C6285C900AAA8E2 /* UserAddressRequestDTO.swift in Sources */,
+				363F1A272C9F57D4007527E2 /* CustomAlertView.swift in Sources */,
 				3648DB802C93E134003EA6BE /* PushViewController.swift in Sources */,
 				36B833EC2C5CDCE4009C2C3E /* AuthEndpoint.swift in Sources */,
 				362864CE2C8EBC2C00029452 /* PickerManager.swift in Sources */,
@@ -1643,15 +1668,18 @@
 				36EB5FA82C1ED6B600FAF995 /* ProductModel.swift in Sources */,
 				363152A52C3DBE9500DF689E /* TotalPriceFooterView.swift in Sources */,
 				368833AA2C20A9B7000F3A45 /* String.swift in Sources */,
+				363F1A252C9F1BE2007527E2 /* BankList.swift in Sources */,
 				363152902C3DB37000DF689E /* PurchaseDetailViewController.swift in Sources */,
 				36774A682C466E4000F32637 /* CompleteCollectionViewCell.swift in Sources */,
 				36B833EE2C5CDCFB009C2C3E /* HomeEndpoint.swift in Sources */,
 				36542E732C2E88F500D5BFEB /* SellListViewController.swift in Sources */,
 				362864E72C8EDF0000029452 /* SellDetailDTO.swift in Sources */,
 				362864CC2C8EA7B700029452 /* CheckItemViewController.swift in Sources */,
+				363F1A292CA067C7007527E2 /* RefreshTokenRequestDTO.swift in Sources */,
 				36EB5FA52C1ECDED00FAF995 /* String+.swift in Sources */,
 				362864CA2C8E985400029452 /* LandingViewController.swift in Sources */,
 				36542E792C2E892500D5BFEB /* CsCenterViewController.swift in Sources */,
+				363F1A1A2C9EE9EB007527E2 /* AccountAddViewController.swift in Sources */,
 				363152A12C3DBA0B00DF689E /* InfoCollectionViewCell.swift in Sources */,
 				363C24292C6520DD0097FCB7 /* DdanziChipButton.swift in Sources */,
 				362864E52C8EDE6700029452 /* RegisteItemDTO.swift in Sources */,
@@ -1850,7 +1878,7 @@
 		369C63B22C1A7A270021E2E0 /* Debug */ = {
 			isa = XCBuildConfiguration;
 			buildSettings = {
-				ASSETCATALOG_COMPILER_APPICON_NAME = AppIcon;
+				ASSETCATALOG_COMPILER_APPICON_NAME = AppIcon_dev;
 				ASSETCATALOG_COMPILER_GLOBAL_ACCENT_COLOR_NAME = AccentColor;
 				ASSETCATALOG_COMPILER_INCLUDE_ALL_APPICON_ASSETS = NO;
 				CODE_SIGN_ENTITLEMENTS = DDANZI_iOS/DDANZI_iOS.entitlements;
@@ -1859,7 +1887,7 @@
 				DEVELOPMENT_TEAM = 65NSM7Z327;
 				GENERATE_INFOPLIST_FILE = YES;
 				INFOPLIST_FILE = DDANZI_iOS/Application/Info.plist;
-				INFOPLIST_KEY_CFBundleDisplayName = "딴지";
+				INFOPLIST_KEY_CFBundleDisplayName = "딴지(DEV)";
 				INFOPLIST_KEY_LSApplicationCategoryType = "";
 				INFOPLIST_KEY_NSPhotoLibraryUsageDescription = "상품 캡처본을 위해 접근이 필요합니다. ";
 				INFOPLIST_KEY_UIApplicationSupportsIndirectInputEvents = YES;
@@ -1872,7 +1900,7 @@
 					"@executable_path/Frameworks",
 				);
 				MARKETING_VERSION = 1.0;
-				PRODUCT_BUNDLE_IDENTIFIER = "com.orangeCo.DDANZI-iOS";
+				PRODUCT_BUNDLE_IDENTIFIER = "com.orangeCo.DDANZI-iOS.dev";
 				PRODUCT_NAME = "$(TARGET_NAME)";
 				SUPPORTED_PLATFORMS = "iphoneos iphonesimulator";
 				SUPPORTS_MACCATALYST = NO;
@@ -2063,6 +2091,14 @@
 				kind = branch;
 			};
 		};
+		363F1A212C9F15EB007527E2 /* XCRemoteSwiftPackageReference "RxGesture" */ = {
+			isa = XCRemoteSwiftPackageReference;
+			repositoryURL = "https://github.com/RxSwiftCommunity/RxGesture";
+			requirement = {
+				kind = upToNextMajorVersion;
+				minimumVersion = 4.0.4;
+			};
+		};
 		3664CFD82C6E2179007FB5DF /* XCRemoteSwiftPackageReference "lottie-ios" */ = {
 			isa = XCRemoteSwiftPackageReference;
 			repositoryURL = "https://github.com/airbnb/lottie-ios";
@@ -2161,6 +2197,11 @@
 			package = 363F1A162C9CA04F007527E2 /* XCRemoteSwiftPackageReference "Amplitude-iOS" */;
 			productName = Amplitude;
 		};
+		363F1A222C9F15EB007527E2 /* RxGesture */ = {
+			isa = XCSwiftPackageProductDependency;
+			package = 363F1A212C9F15EB007527E2 /* XCRemoteSwiftPackageReference "RxGesture" */;
+			productName = RxGesture;
+		};
 		3664CFD92C6E2179007FB5DF /* Lottie */ = {
 			isa = XCSwiftPackageProductDependency;
 			package = 3664CFD82C6E2179007FB5DF /* XCRemoteSwiftPackageReference "lottie-ios" */;
diff --git a/DDANZI_iOS/DDANZI_iOS/Common/LocalStorage/Keychainwrapper.swift b/DDANZI_iOS/DDANZI_iOS/Common/LocalStorage/Keychainwrapper.swift
index 415ace2..401094e 100644
--- a/DDANZI_iOS/DDANZI_iOS/Common/LocalStorage/Keychainwrapper.swift
+++ b/DDANZI_iOS/DDANZI_iOS/Common/LocalStorage/Keychainwrapper.swift
@@ -131,7 +131,7 @@ public final class KeychainWrapper {
     return status == errSecSuccess
   }
   
-  private func deleteAccessToken() -> Bool {
+  func deleteAccessToken() -> Bool {
     let query: [CFString: Any] = [
       kSecClass: kSecClassGenericPassword,
       kSecAttrService: userKey
diff --git a/DDANZI_iOS/DDANZI_iOS/Common/Resource/Assets.xcassets/AppIcon_dev.appiconset/Contents.json b/DDANZI_iOS/DDANZI_iOS/Common/Resource/Assets.xcassets/AppIcon_dev.appiconset/Contents.json
new file mode 100644
index 0000000..3193f63
--- /dev/null
+++ b/DDANZI_iOS/DDANZI_iOS/Common/Resource/Assets.xcassets/AppIcon_dev.appiconset/Contents.json
@@ -0,0 +1,14 @@
+{
+  "images" : [
+    {
+      "filename" : "appicon.png",
+      "idiom" : "universal",
+      "platform" : "ios",
+      "size" : "1024x1024"
+    }
+  ],
+  "info" : {
+    "author" : "xcode",
+    "version" : 1
+  }
+}
diff --git a/DDANZI_iOS/DDANZI_iOS/Common/Resource/Assets.xcassets/AppIcon_dev.appiconset/appicon.png b/DDANZI_iOS/DDANZI_iOS/Common/Resource/Assets.xcassets/AppIcon_dev.appiconset/appicon.png
new file mode 100644
index 0000000..61ed614
Binary files /dev/null and b/DDANZI_iOS/DDANZI_iOS/Common/Resource/Assets.xcassets/AppIcon_dev.appiconset/appicon.png differ
diff --git a/DDANZI_iOS/DDANZI_iOS/Data/DTO/Auth/RefreshTokenRequestDTO.swift b/DDANZI_iOS/DDANZI_iOS/Data/DTO/Auth/RefreshTokenRequestDTO.swift
new file mode 100644
index 0000000..66dc826
--- /dev/null
+++ b/DDANZI_iOS/DDANZI_iOS/Data/DTO/Auth/RefreshTokenRequestDTO.swift
@@ -0,0 +1,12 @@
+//
+//  RefreshTokenRequestDTO.swift
+//  DDANZI_iOS
+//
+//  Created by 이지희 on 9/22/24.
+//
+
+import Foundation
+
+struct RefreshTokenRequestDTO: Codable {
+  let refreshtoken : String
+}
diff --git a/DDANZI_iOS/DDANZI_iOS/Data/DTO/Item/itemConfirmedDTO.swift b/DDANZI_iOS/DDANZI_iOS/Data/DTO/Item/itemConfirmedDTO.swift
index 68f1897..9874a11 100644
--- a/DDANZI_iOS/DDANZI_iOS/Data/DTO/Item/itemConfirmedDTO.swift
+++ b/DDANZI_iOS/DDANZI_iOS/Data/DTO/Item/itemConfirmedDTO.swift
@@ -11,7 +11,7 @@ struct itemConformedDTO: Codable {
   let productID, productName: String
      let imgURL: String
      let originPrice, salePrice: Int
-     let isAccountExist: Bool
+     var isAccountExist: Bool
 
      enum CodingKeys: String, CodingKey {
          case productID = "productId"
diff --git a/DDANZI_iOS/DDANZI_iOS/Data/DTO/Mypage/UserAccountRequestDTO.swift b/DDANZI_iOS/DDANZI_iOS/Data/DTO/Mypage/UserAccountRequestDTO.swift
new file mode 100644
index 0000000..5cc1b9f
--- /dev/null
+++ b/DDANZI_iOS/DDANZI_iOS/Data/DTO/Mypage/UserAccountRequestDTO.swift
@@ -0,0 +1,14 @@
+//
+//  UserAccountRequestDTO.swift
+//  DDANZI_iOS
+//
+//  Created by 이지희 on 9/21/24.
+//
+
+import Foundation
+
+struct UserAccountRequestDTO: Codable {
+  let accountName: String
+  let bank: String
+  let accountNumber: String
+}
diff --git a/DDANZI_iOS/DDANZI_iOS/Data/DTO/Setting/UserAddressResponseDTO.swift b/DDANZI_iOS/DDANZI_iOS/Data/DTO/Setting/UserAddressResponseDTO.swift
index 44fcd77..fbac4ce 100644
--- a/DDANZI_iOS/DDANZI_iOS/Data/DTO/Setting/UserAddressResponseDTO.swift
+++ b/DDANZI_iOS/DDANZI_iOS/Data/DTO/Setting/UserAddressResponseDTO.swift
@@ -11,9 +11,9 @@ import Foundation
 struct UserAddressResponseDTO: Codable {
   let addressID: Int?
   let recipient: String?
-  let zipCode: String
-  let type: AddressType
-  let address, detailAddress, recipientPhone: String
+  let zipCode: String?
+  let type: AddressType?
+  let address, detailAddress, recipientPhone: String?
   
   enum CodingKeys: String, CodingKey {
     case addressID = "addressId"
diff --git a/DDANZI_iOS/DDANZI_iOS/Data/Endpoint/AuthEndpoint.swift b/DDANZI_iOS/DDANZI_iOS/Data/Endpoint/AuthEndpoint.swift
index 532cb93..d6a0e4d 100644
--- a/DDANZI_iOS/DDANZI_iOS/Data/Endpoint/AuthEndpoint.swift
+++ b/DDANZI_iOS/DDANZI_iOS/Data/Endpoint/AuthEndpoint.swift
@@ -14,7 +14,7 @@ enum AuthEndpoint {
   case certification(VerificationRequestDTO)
   case revoke
   case logout
-  case refreshToken
+  case refreshToken(RefreshTokenRequestDTO)
 }
 
 extension AuthEndpoint: BaseTargetType {
@@ -73,8 +73,8 @@ extension AuthEndpoint: BaseTargetType {
       return .requestPlain
     case .logout:
       return .requestPlain
-    case .refreshToken:
-      return .requestPlain
+    case let .refreshToken(dto):
+      return .requestJSONEncodable(dto)
     }
   }
   
diff --git a/DDANZI_iOS/DDANZI_iOS/Data/Endpoint/MypageEndpoint.swift b/DDANZI_iOS/DDANZI_iOS/Data/Endpoint/MypageEndpoint.swift
index 11b2181..818c1b5 100644
--- a/DDANZI_iOS/DDANZI_iOS/Data/Endpoint/MypageEndpoint.swift
+++ b/DDANZI_iOS/DDANZI_iOS/Data/Endpoint/MypageEndpoint.swift
@@ -20,12 +20,14 @@ enum MypageEndpoint {
   /// 주소 관련 API
   case fetchUserAddress
   case addUserAddress(UserAddressRequestDTO)
-  case editUserAddress(Int)
+  case editUserAddress(Int,UserAddressRequestDTO)
   case deleteUserAddress(Int)
   
   /// 계좌 관련 API
   case fetchUserAccount
-  case addUserAccount
+  case addUserAccount(UserAccountRequestDTO)
+  case editUserAccount(Int,UserAccountRequestDTO)
+  case deleteUserAccount(Int)
   
   case settingUserNoti
 }
@@ -51,7 +53,7 @@ extension MypageEndpoint: BaseTargetType {
         return "/api/v1/mypage/setting/address"
       case .addUserAddress:
         return "/api/v1/mypage/setting/address"
-      case let .editUserAddress(id):
+      case let .editUserAddress(id, _):
         return "/api/v1/mypage/setting/address/\(id)"
       case let .deleteUserAddress(id):
         return "/api/v1/mypage/setting/address/\(id)"
@@ -61,6 +63,10 @@ extension MypageEndpoint: BaseTargetType {
         return "/api/v1/mypage/setting/account"
       case .addUserAccount:
         return "/api/v1/mypage/setting/account"
+      case let .editUserAccount(id, _):
+        return "/api/v1/mypage/setting/account/\(id)"
+      case let .deleteUserAccount(id):
+        return "/api/v1/mypage/setting/account/\(id)"
       }
     }
     
@@ -90,6 +96,10 @@ extension MypageEndpoint: BaseTargetType {
         return .get
       case .addUserAccount:
         return .post
+      case .editUserAccount:
+        return .put
+      case .deleteUserAccount:
+        return .delete
       }
     }
     
@@ -109,7 +119,7 @@ extension MypageEndpoint: BaseTargetType {
         return .requestPlain
       case let .addUserAddress(body):
         return .requestJSONEncodable(body)
-      case .editUserAddress:
+      case let .editUserAddress(_, body):
         return .requestPlain
       case .deleteUserAddress:
         return .requestPlain
@@ -117,7 +127,11 @@ extension MypageEndpoint: BaseTargetType {
         return .requestPlain
       case .fetchUserAccount:
         return .requestPlain
-      case .addUserAccount:
+      case .addUserAccount(let body):
+        return .requestJSONEncodable(body)
+      case let .editUserAccount(_, body):
+        return .requestJSONEncodable(body)
+      case .deleteUserAccount(_):
         return .requestPlain
       }
     }
diff --git a/DDANZI_iOS/DDANZI_iOS/Data/Network/Foundation/Interceptor.swift b/DDANZI_iOS/DDANZI_iOS/Data/Network/Foundation/Interceptor.swift
index 9c92afb..f7a4de7 100644
--- a/DDANZI_iOS/DDANZI_iOS/Data/Network/Foundation/Interceptor.swift
+++ b/DDANZI_iOS/DDANZI_iOS/Data/Network/Foundation/Interceptor.swift
@@ -22,38 +22,65 @@ final class AuthInterceptor: RequestInterceptor {
   
   func retry(_ request: Request, for session: Session, dueTo error: Error, completion: @escaping (RetryResult) -> Void) {
     print("-------🔧retry 시작🔧-------")
-    guard (request.response?.statusCode) != nil
-    else {
+    guard let statusCode = request.response?.statusCode else {
       print("🚨status code 오류")
       return completion(.doNotRetry)
     }
     
-    if  request.retryCount < retryLimit {
-      if let statusCode = request.response?.statusCode,
-         request.retryCount < retryLimit {
-        if statusCode == 401 {
-          refreshToken()
-        }  else {
-          completion(.doNotRetryWithError(error))
-          return
+    if request.retryCount < retryLimit {
+      if statusCode == 401 {
+        refreshToken { success in
+          if success {
+            // Retry the request if token refresh was successful
+            completion(.retry)
+          } else {
+            // Token refresh failed; do not retry
+            completion(.doNotRetry)
+          }
         }
+      } else {
+        completion(.doNotRetryWithError(error))
       }
+    } else {
+      completion(.doNotRetry)
     }
   }
+  
 }
 
 extension AuthInterceptor {
-  private func refreshToken() {
-    Providers.AuthProvider.request(target: .refreshToken, instance: BaseResponse<RefreshTokenDTO>.self) { response in
-      guard let data = response.data else { return }
+  private func refreshToken(completion: @escaping (Bool) -> Void) {
+    let body = RefreshTokenRequestDTO(refreshtoken: UserDefaults.standard.string(forKey: .refreshToken) ?? "")
+    Providers.AuthProvider.request(target: .refreshToken(body), instance: BaseResponse<RefreshTokenDTO>.self) { response in
+      guard let data = response.data else {
+        // Token refresh failed
+        self.handleTokenRefreshFailure()
+        completion(false) // Indicate failure
+        return
+      }
+      
       if let accessToken = data.accesstoken {
         KeychainWrapper.shared.setAccessToken(accessToken)
         UserDefaults.standard.set(data.refreshtoken, forKey: .refreshToken)
       }
       
-      if response.status == 401  {
+      if response.status == 401 {
         UserDefaults.standard.set(data.refreshtoken, forKey: .refreshToken)
       }
+      
+      completion(true) // Indicate success
     }
   }
+  
+  
+  private func handleTokenRefreshFailure() {
+    // Clear tokens
+    KeychainWrapper.shared.deleteAccessToken()
+    UserDefaults.standard.removeObject(forKey: .refreshToken)
+    
+    // Set isLogin to false
+    UserDefaults.standard.set(false, forKey: "isLogin")
+    
+    print("🚨 Token refresh failed. Tokens cleared and isLogin set to false.")
+  }
 }
diff --git a/DDANZI_iOS/DDANZI_iOS/Presentation/Common/NavigationBar/CustomNavigationBarView.swift b/DDANZI_iOS/DDANZI_iOS/Presentation/Common/NavigationBar/CustomNavigationBarView.swift
index 5fd51d6..898ac1f 100644
--- a/DDANZI_iOS/DDANZI_iOS/Presentation/Common/NavigationBar/CustomNavigationBarView.swift
+++ b/DDANZI_iOS/DDANZI_iOS/Presentation/Common/NavigationBar/CustomNavigationBarView.swift
@@ -49,7 +49,7 @@ final class CustomNavigationBarView: UIView {
     
     // MARK: - componenets
     private var leftView = UIView(frame: .init(x: 0, y: 0, width: 25, height: 25))
-  private var subView = UIView(frame: .init(x: 0, y: 0, width: 25, height: 25))
+    private var subView = UIView(frame: .init(x: 0, y: 0, width: 25, height: 25))
     private var rightView = UIView(frame: .init(x: 0, y: 0, width: 25, height: 25))
     
     private let titleLabel = UILabel().then {
diff --git a/DDANZI_iOS/DDANZI_iOS/Presentation/Common/ReusableView/CustomAlertView.swift b/DDANZI_iOS/DDANZI_iOS/Presentation/Common/ReusableView/CustomAlertView.swift
new file mode 100644
index 0000000..0021028
--- /dev/null
+++ b/DDANZI_iOS/DDANZI_iOS/Presentation/Common/ReusableView/CustomAlertView.swift
@@ -0,0 +1,131 @@
+//
+//  CustomAlertView.swift
+//  DDANZI_iOS
+//
+//  Created by 이지희 on 9/22/24.
+//
+
+import UIKit
+
+import Then
+import SnapKit
+import RxSwift
+
+final class CustomAlertViewController: UIViewController {
+  
+  var primaryButtonTap = PublishSubject<Void>()
+  private let disposeBag = DisposeBag()
+  
+  private let dimView = UIView().then {
+    $0.backgroundColor = .black.withAlphaComponent(0.3)
+  }
+  
+  private let alertView = UIView().then {
+    $0.backgroundColor = .white
+    $0.makeCornerRound(radius: 10)
+  }
+  
+  private let innerStackView = UIStackView().then {
+    $0.axis = .vertical
+    $0.alignment = .center
+    $0.spacing = 20.adjusted
+  }
+  
+  private let titleLabel = UILabel().then {
+    $0.font = .title4Sb24
+    $0.textAlignment = .center
+    $0.textColor = .black
+  }
+  
+  private let contentLabel = UILabel().then {
+    $0.font = .body4R16
+    $0.textAlignment = .center
+    $0.numberOfLines = 3
+    $0.textColor = .black
+  }
+  
+  private let conformButton = UIButton().then {
+    $0.titleLabel?.font = .body3Sb16
+    $0.backgroundColor = .black
+    $0.setTitleColor(.white, for: .normal)
+    $0.makeCornerRound(radius: 10)
+  }
+  
+  private let subButton = UIButton().then {
+    $0.setUnderline()
+    $0.titleLabel?.font = .buttonText
+    $0.setTitleColor(.gray3, for: .normal)
+    $0.isHidden = true
+  }
+  
+  init(title: String, content: String, buttonText: String, subButton: String?){
+    self.titleLabel.text = title
+    self.contentLabel.text = content
+    self.conformButton.setTitle(buttonText, for: .normal)
+    if let subButton {
+      self.subButton.setTitle(subButton, for: .normal)
+      self.subButton.isHidden = false
+    }
+    super.init(nibName: nil, bundle: nil)
+  }
+  
+  required init?(coder: NSCoder) {
+    fatalError("init(coder:) has not been implemented")
+  }
+  
+  override func viewDidLoad() {
+    super.viewDidLoad()
+    setUI()
+    bindActions()
+  }
+  
+  private func setUI() {
+    setHierarchy()
+    setConstraints()
+    // Add tap gesture recognizer to dimView
+    let tapGesture = UITapGestureRecognizer(target: self, action: #selector(dismissAlert))
+    dimView.addGestureRecognizer(tapGesture)
+  }
+  
+  @objc private func dismissAlert() {
+    dismiss(animated: true, completion: nil)
+  }
+  
+  private func setHierarchy() {
+    view.addSubview(dimView)
+    dimView.addSubview(alertView)
+    alertView.addSubviews(innerStackView)
+    innerStackView.addArrangedSubviews(titleLabel, contentLabel, conformButton, subButton)
+  }
+  
+  private func setConstraints() {
+    dimView.snp.makeConstraints {
+      $0.edges.equalToSuperview()
+    }
+    
+    alertView.snp.makeConstraints {
+      $0.centerY.equalToSuperview()
+      $0.leading.trailing.equalToSuperview().inset(24)
+      $0.height.equalTo(240.adjusted)
+    }
+    
+    innerStackView.snp.makeConstraints {
+      $0.center.equalToSuperview()
+      $0.leading.trailing.equalToSuperview().inset(15)
+    }
+    
+    conformButton.snp.makeConstraints {
+      $0.height.equalTo(52.adjusted)
+      $0.leading.trailing.equalToSuperview().inset(10)
+    }
+  }
+  
+  private func bindActions() {
+    conformButton.rx.tap
+      .do(onNext: { [weak self] in
+        self?.dismiss(animated: false, completion: nil)
+      })
+      .bind(to: primaryButtonTap)
+      .disposed(by: disposeBag)
+  }
+}
diff --git a/DDANZI_iOS/DDANZI_iOS/Presentation/Common/ReusableView/DdanziButton.swift b/DDANZI_iOS/DDANZI_iOS/Presentation/Common/ReusableView/DdanziButton.swift
index 1f990a4..15dd9e1 100644
--- a/DDANZI_iOS/DDANZI_iOS/Presentation/Common/ReusableView/DdanziButton.swift
+++ b/DDANZI_iOS/DDANZI_iOS/Presentation/Common/ReusableView/DdanziButton.swift
@@ -17,9 +17,9 @@ final class DdanziButton: UIButton {
     fatalError("init(coder:) has not been implemented")
   }
   
-  func setEnable() {
-    self.backgroundColor = .black
-    self.isEnabled = true
+  func setEnable(isEnable: Bool = true) {
+    self.backgroundColor = isEnable ? .black : .gray2
+    self.isEnabled = isEnable
   }
   
   private func configureButton(title: String) {
diff --git a/DDANZI_iOS/DDANZI_iOS/Presentation/Home/ViewController/HomeViewController.swift b/DDANZI_iOS/DDANZI_iOS/Presentation/Home/ViewController/HomeViewController.swift
index 2eff150..d0a9ca7 100644
--- a/DDANZI_iOS/DDANZI_iOS/Presentation/Home/ViewController/HomeViewController.swift
+++ b/DDANZI_iOS/DDANZI_iOS/Presentation/Home/ViewController/HomeViewController.swift
@@ -232,7 +232,12 @@ final class HomeViewController: UIViewController, UIScrollViewDelegate {
     
     navigationBarView.alarmButtonTap
       .bind(with: self) { owner, _ in
-        self.navigationController?.pushViewController(PushViewController(), animated: true)
+        if UserDefaults.standard.bool(forKey: .isLogin) {
+          self.navigationController?.pushViewController(PushViewController(), animated: true)
+        } else {
+          owner.navigationController?.pushViewController(LoginViewController(signUpFrom: "sell"), animated: true)
+          owner.view.showToast(message: "로그인이 필요한 서비스 입니다.", at: 50)
+        }
       }
       .disposed(by: disposeBag)
   }
diff --git a/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/Model/BankList.swift b/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/Model/BankList.swift
new file mode 100644
index 0000000..3b76dd9
--- /dev/null
+++ b/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/Model/BankList.swift
@@ -0,0 +1,80 @@
+//
+//  BankList.swift
+//  DDANZI_iOS
+//
+//  Created by 이지희 on 9/22/24.
+//
+
+import Foundation
+struct Bank {
+    let code: String
+    let name: String
+}
+
+struct BankList {
+    static let banks: [Bank] = [
+        Bank(code: "001", name: "한국은행"),
+        Bank(code: "002", name: "산업은행"),
+        Bank(code: "003", name: "기업은행"),
+        Bank(code: "004", name: "국민은행"),
+        Bank(code: "005", name: "외환은행"),
+        Bank(code: "007", name: "수협중앙회"),
+        Bank(code: "008", name: "수출입은행"),
+        Bank(code: "011", name: "농협은행"),
+        Bank(code: "012", name: "농협회원조합"),
+        Bank(code: "020", name: "우리은행"),
+        Bank(code: "023", name: "SC제일은행"),
+        Bank(code: "027", name: "한국씨티은행"),
+        Bank(code: "031", name: "대구은행"),
+        Bank(code: "032", name: "부산은행"),
+        Bank(code: "034", name: "광주은행"),
+        Bank(code: "035", name: "제주은행"),
+        Bank(code: "037", name: "전북은행"),
+        Bank(code: "039", name: "경남은행"),
+        Bank(code: "045", name: "새마을금고연합회"),
+        Bank(code: "048", name: "신협중앙회"),
+        Bank(code: "050", name: "상호저축은행"),
+        Bank(code: "052", name: "모건스탠리은행"),
+        Bank(code: "054", name: "HSBC은행"),
+        Bank(code: "055", name: "도이치은행"),
+        Bank(code: "056", name: "에이비엔암로은행"),
+        Bank(code: "057", name: "제이피모간체이스은행"),
+        Bank(code: "058", name: "미즈호코퍼레이트은행"),
+        Bank(code: "059", name: "미쓰비시도쿄UFJ은행"),
+        Bank(code: "060", name: "BOA"),
+        Bank(code: "071", name: "정보통신부 우체국"),
+        Bank(code: "076", name: "신용보증기금"),
+        Bank(code: "077", name: "기술신용보증기금"),
+        Bank(code: "081", name: "하나은행"),
+        Bank(code: "088", name: "신한은행"),
+        Bank(code: "093", name: "한국주택금융공사"),
+        Bank(code: "094", name: "서울보증보험"),
+        Bank(code: "095", name: "경찰청"),
+        Bank(code: "099", name: "금융결제원"),
+        Bank(code: "209", name: "동양종합금융증권"),
+        Bank(code: "218", name: "현대증권"),
+        Bank(code: "230", name: "미래에셋증권"),
+        Bank(code: "238", name: "대우증권"),
+        Bank(code: "240", name: "삼성증권"),
+        Bank(code: "243", name: "한국투자증권"),
+        Bank(code: "247", name: "우리투자증권"),
+        Bank(code: "261", name: "교보증권"),
+        Bank(code: "262", name: "하이투자증권"),
+        Bank(code: "263", name: "에이치엠씨투자증권"),
+        Bank(code: "264", name: "키움증권"),
+        Bank(code: "265", name: "이트레이드증권"),
+        Bank(code: "266", name: "에스케이증권"),
+        Bank(code: "267", name: "대신증권"),
+        Bank(code: "268", name: "솔로몬투자증권"),
+        Bank(code: "269", name: "한화투자증권"),
+        Bank(code: "270", name: "하나대투증권"),
+        Bank(code: "278", name: "굿모닝신한증권"),
+        Bank(code: "279", name: "동부증권"),
+        Bank(code: "280", name: "유진투자증권"),
+        Bank(code: "287", name: "메리츠증권"),
+        Bank(code: "289", name: "엔에이치투자증권"),
+        Bank(code: "290", name: "부국증권"),
+        Bank(code: "291", name: "신영증권"),
+        Bank(code: "292", name: "엘아이지투자증권")
+    ]
+}
diff --git a/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/Info/AccountAddCell.swift b/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/Info/AccountAddCell.swift
new file mode 100644
index 0000000..fa2a4e0
--- /dev/null
+++ b/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/Info/AccountAddCell.swift
@@ -0,0 +1,77 @@
+//
+//  AccountAddCell.swift
+//  DDANZI_iOS
+//
+//  Created by 이지희 on 9/21/24.
+//
+
+import UIKit
+
+import Then
+import SnapKit
+import RxSwift
+
+final class AccountAddCell: UITableViewCell {
+  
+  let disposeBag = DisposeBag()
+  
+  private let titleLabel = UILabel().then {
+    $0.font = .body2Sb18
+    $0.textColor = .black
+  }
+  let textField = UITextField().then {
+    $0.font = .body4R16
+  }
+  private let lineView = UIView().then {
+    $0.backgroundColor = .black
+  }
+  
+  override init(style: UITableViewCell.CellStyle, reuseIdentifier: String?) {
+    super.init(style: style, reuseIdentifier: reuseIdentifier)
+    setUI()
+  }
+  
+  required init?(coder: NSCoder) {
+    fatalError("init(coder:) has not been implemented")
+  }
+  
+  override func prepareForReuse() {
+    super.prepareForReuse()
+    textField.text = ""
+    textField.isUserInteractionEnabled = true
+  }
+  
+  func configureCell(title: String, placeHolder: String, isEditable: Bool) {
+    titleLabel.text = title
+    textField.placeholder = placeHolder
+    textField.isUserInteractionEnabled = isEditable
+  }
+  
+  private func setUI() {
+    self.selectionStyle = .none
+    setHierarchy()
+    setConstraints()
+  }
+  
+  private func setHierarchy() {
+    addSubviews(titleLabel, textField, lineView)
+  }
+  
+  private func setConstraints() {
+    titleLabel.snp.makeConstraints {
+      $0.leading.equalToSuperview().offset(20)
+      $0.top.equalToSuperview().offset(7)
+    }
+    
+    textField.snp.makeConstraints {
+      $0.top.equalTo(titleLabel.snp.bottom).offset(10)
+      $0.leading.trailing.equalToSuperview().inset(20)
+    }
+    
+    lineView.snp.makeConstraints {
+      $0.height.equalTo(1)
+      $0.leading.trailing.equalToSuperview().inset(20)
+      $0.bottom.equalToSuperview().inset(7)
+    }
+  }
+}
diff --git a/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/Info/AccountAddViewController.swift b/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/Info/AccountAddViewController.swift
new file mode 100644
index 0000000..88f0d76
--- /dev/null
+++ b/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/Info/AccountAddViewController.swift
@@ -0,0 +1,240 @@
+//
+//  AccountAddViewController.swift
+//  DDANZI_iOS
+//
+//  Created by 이지희 on 9/21/24.
+//
+
+import UIKit
+
+import Then
+import SnapKit
+
+import RxSwift
+import RxCocoa
+import RxDataSources
+import RxGesture
+
+final class AccountAddViewController: UIViewController {
+  
+  // MARK: Property
+  private var bankAccountId: Int?
+  private let titles = ["이름", "은행", "계좌번호"]
+  private var userName = UserDefaults.standard.string(forKey: "name") ?? "사용자"
+  
+  private let disposeBag = DisposeBag()
+  // 계좌 등록 완료 상태를 전달할 Relay
+  var accountRegisteredRelay = PublishRelay<Bool>()
+  
+  private var selectedBankCode: String?
+  private lazy var nameSubject = BehaviorSubject<String>(value: userName)
+  private let bankSubject = BehaviorSubject<String>(value: "")
+  private let accountNumberSubject = BehaviorSubject<String>(value: "")
+  
+  // MARK: UI
+  private let navigationView = CustomNavigationBarView(navigationBarType: .normal)
+  private let headerView = MyPageSectionHeaderView().then {
+    $0.setTitleLabel(title: "계좌 등록")
+  }
+  private let tableView = UITableView(frame: .zero, style: .plain).then {
+    $0.rowHeight = 75
+    $0.register(AccountAddCell.self, forCellReuseIdentifier: AccountAddCell.className)
+    $0.separatorStyle = .none
+    $0.isScrollEnabled = false
+  }
+  private let conformButton = DdanziButton(title: "입력 완료", enable: false)
+  
+  init(bankAccountId: Int?) {
+    self.bankAccountId = bankAccountId
+    super.init(nibName: nil, bundle: nil)
+  }
+  
+  required init?(coder: NSCoder) {
+    fatalError("init(coder:) has not been implemented")
+  }
+  
+  // MARK: LifeCycle
+  override func viewDidLoad() {
+    super.viewDidLoad()
+    userName = maskMiddleCharacters(of: userName) // 이름 중간 글자 마스킹 처리
+    setUI()
+    bind()
+    setupDismissKeyboardGesture()
+  }
+  
+  private func setUI() {
+    self.view.backgroundColor = .white
+    setHierarchy()
+    setConstraints()
+  }
+  
+  private func setHierarchy() {
+    view.addSubviews(navigationView, headerView, tableView, conformButton)
+  }
+  
+  private func setConstraints() {
+    navigationView.snp.makeConstraints {
+      $0.top.equalTo(view.safeAreaLayoutGuide)
+      $0.leading.trailing.equalToSuperview()
+    }
+    
+    headerView.snp.makeConstraints {
+      $0.top.equalTo(navigationView.snp.bottom)
+      $0.leading.trailing.equalToSuperview()
+      $0.height.equalTo(48)
+    }
+    
+    tableView.snp.makeConstraints {
+      $0.top.equalTo(headerView.snp.bottom)
+      $0.leading.trailing.bottom.equalToSuperview()
+    }
+    
+    conformButton.snp.makeConstraints {
+      $0.height.equalTo(52.adjusted)
+      $0.leading.trailing.equalToSuperview().inset(20.adjusted)
+      $0.bottom.equalToSuperview().inset(58.adjusted)
+    }
+  }
+  
+  private func bind() {
+    tableView.delegate = self
+    tableView.dataSource = self
+    
+    navigationView.backButtonTap
+      .subscribe(with: self) { owner, _ in
+        owner.navigationController?.popViewController(animated: true)
+      }
+      .disposed(by: disposeBag)
+    
+    // 모든 필드가 채워졌을 때 버튼 활성화
+    Observable.combineLatest(nameSubject, bankSubject, accountNumberSubject)
+      .map { !$0.0.isEmpty && !$0.1.isEmpty && !$0.2.isEmpty }
+      .bind(with: self, onNext: { owner, isEnable in
+        if isEnable { owner.conformButton.setEnable() }
+      })
+      .disposed(by: disposeBag)
+    
+    conformButton.rx.tap
+      .subscribe(with: self) { owner, _ in
+        // 등록 버튼 눌렀을 때의 처리
+        let accountName = UserDefaults.standard.string(forKey: .name)
+        let bank = self.selectedBankCode
+        let accountNumber = try? owner.accountNumberSubject.value()
+        if let bankAccountId = self.bankAccountId {
+          owner.editAccount(accountId: bankAccountId, accountName: accountName ?? "", bank: bank ?? "", accountNumber: accountNumber ?? "")
+        } else {
+          owner.conformAccount(accountName: accountName ?? "", bank: bank ?? "", accountNumber: accountNumber ?? "")
+        }
+      }
+      .disposed(by: disposeBag)
+  }
+  
+  
+  func showBankSelection() {
+    let alert = UIAlertController(title: "은행 선택", message: nil, preferredStyle: .actionSheet)
+    
+    for bank in BankList.banks {
+      let action = UIAlertAction(title: bank.name, style: .default) { _ in
+        // 은행 선택 시 코드 저장
+        self.selectedBankCode = bank.code
+        self.bankSubject.onNext(bank.name)
+      }
+      alert.addAction(action)
+    }
+    
+    let cancel = UIAlertAction(title: "취소", style: .cancel, handler: nil)
+    alert.addAction(cancel)
+    
+    present(alert, animated: true, completion: nil)
+  }
+  
+  private func maskMiddleCharacters(of name: String) -> String {
+    guard name.count >= 2 else { return name }
+    let middleIndex = name.index(name.startIndex, offsetBy: name.count / 2)
+    return name.replacingCharacters(in: middleIndex...middleIndex, with: "*")
+  }
+  
+  private func editAccount(accountId: Int, accountName: String, bank: String, accountNumber: String) {
+    let body = UserAccountRequestDTO(accountName: accountName, bank: bank, accountNumber: accountNumber)
+    Providers.MypageProvider.request(target: .editUserAccount(accountId, body), instance: BaseResponse<UserAccountDTO>.self) { response in
+      guard let data = response.data else { return }
+      if response.status != 200 || response.status != 201 {
+        self.view.showToast(message: "계좌 등록 오류 입니다. 잠시 후 다시 시도해주세요", at: 100)
+      } else {
+        self.navigationController?.popViewController(animated: true)
+      }
+    }
+  }
+  
+  private func conformAccount(accountName: String, bank: String, accountNumber: String) {
+    let body = UserAccountRequestDTO(accountName: accountName, bank: bank, accountNumber: accountNumber)
+    Providers.MypageProvider.request(target: .addUserAccount(body), instance: BaseResponse<UserAccountDTO>.self) { response in
+      guard let data = response.data else { return }
+      if response.status != 200 || response.status != 201 {
+        self.view.showToast(message: "계좌 등록 오류 입니다. 잠시 후 다시 시도해주세요", at: 100)
+      } else {
+        self.accountRegisteredRelay.accept(true)
+        self.navigationController?.popViewController(animated: true)
+      }
+    }
+  }
+  
+  private func setupDismissKeyboardGesture() {
+    let tapGesture = UITapGestureRecognizer(target: self, action: #selector(dismissKeyboard))
+    tapGesture.cancelsTouchesInView = false // 터치 이벤트가 다른 뷰로 전파되도록 설정
+    view.addGestureRecognizer(tapGesture)
+  }
+  
+  @objc private func dismissKeyboard() {
+    view.endEditing(true)
+  }
+}
+
+extension AccountAddViewController: UITableViewDataSource {
+  func tableView(_ tableView: UITableView, numberOfRowsInSection section: Int) -> Int {
+    return 3
+  }
+  
+  func tableView(_ tableView: UITableView, cellForRowAt indexPath: IndexPath) -> UITableViewCell {
+    let cell = tableView.dequeueReusableCell(withIdentifier: AccountAddCell.className, for: indexPath) as! AccountAddCell
+    switch indexPath.row {
+    case 0:
+      cell.configureCell(title: self.titles[0], placeHolder: self.userName, isEditable: false)
+      cell.textField.text = self.userName
+    case 1:
+      cell.configureCell(title: self.titles[1], placeHolder: "은행을 선택해주세요", isEditable: false)
+      self.bankSubject
+        .bind(to: cell.textField.rx.text)
+        .disposed(by: cell.disposeBag)
+    case 2:
+      cell.configureCell(title: self.titles[2], placeHolder: "-를 제외한 계좌번호를 작성해주세요", isEditable: true)
+      // 계좌번호 입력 값을 accountNumberSubject에 바인딩
+      cell.textField.rx.text.orEmpty
+        .bind(to: self.accountNumberSubject)
+        .disposed(by: cell.disposeBag)
+      
+      cell.textField.delegate = self
+    default:
+      break
+    }
+    return cell
+  }
+}
+
+extension AccountAddViewController: UITableViewDelegate {
+  func tableView(_ tableView: UITableView, didSelectRowAt indexPath: IndexPath) {
+    if indexPath.row == 1 {
+      self.showBankSelection()
+    } else if indexPath.row == 2 {
+        let cell = tableView.cellForRow(at: indexPath) as? AccountAddCell
+        cell?.textField.becomeFirstResponder() // 포커스 설정
+    }
+  }
+}
+
+extension AccountAddViewController: UITextFieldDelegate {
+    func textFieldShouldReturn(_ textField: UITextField) -> Bool {
+        textField.resignFirstResponder()
+        return true
+    }
+}
diff --git a/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/Info/AccountViewController.swift b/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/Info/AccountViewController.swift
index 6ab35b9..e5f0499 100644
--- a/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/Info/AccountViewController.swift
+++ b/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/Info/AccountViewController.swift
@@ -100,13 +100,13 @@ extension AccountViewController: UITableViewDataSource {
         UserApi.shared.logout {(error) in
           if let error = error {
             print(error)
-            
+            KeychainWrapper.shared.deleteAccessToken()
             UserDefaults.standard.set(false, forKey: .isLogin)
             self.navigationController?.popToRootViewController(animated: true)
           }
           else {
             UserDefaults.standard.clearAll()
-            
+            KeychainWrapper.shared.deleteAccessToken()
             UserDefaults.standard.set(false, forKey: .isLogin)
             self.navigationController?.popToRootViewController(animated: true)
             print("logout() success.")
@@ -125,7 +125,7 @@ extension AccountViewController: UITableViewDataSource {
           }
           else {
             UserDefaults.standard.clearAll()
-            KeychainWrapper.shared.setAccessToken("")
+            KeychainWrapper.shared.deleteAccessToken()
             UserDefaults.standard.set(false, forKey: .isLogin)
             self.navigationController?.popToRootViewController(animated: true)
           }
diff --git a/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/Info/AddressFormViewController.swift b/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/Info/AddressFormViewController.swift
index 4e533e2..7ce0cf5 100644
--- a/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/Info/AddressFormViewController.swift
+++ b/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/Info/AddressFormViewController.swift
@@ -32,7 +32,7 @@ final class AddressFormViewController: UIViewController {
     $0.rowHeight = 75
     $0.separatorStyle = .none
     $0.scrollsToTop = false
-    $0.contentInset = .init(top: 30, left: 0, bottom: 0, right: 0)
+    $0.contentInset = .init(top: 10, left: 0, bottom: 0, right: 0)
   }
   private let headerView = MyPageSectionHeaderView().then {
     $0.setTitleLabel(title: "배송지 등록")
diff --git a/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/Info/AddressSettingViewController.swift b/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/Info/AddressSettingViewController.swift
index 7434a0b..b9816e0 100644
--- a/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/Info/AddressSettingViewController.swift
+++ b/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/Info/AddressSettingViewController.swift
@@ -145,15 +145,21 @@ class AddressSettingViewController: UIViewController {
     Providers.MypageProvider.request(target: .fetchUserAddress,
                                      instance: BaseResponse<UserAddressResponseDTO>.self) { result in
       guard let data = result.data else { return }
-      let newAddress = Address(name: data.recipient ?? "",
-                               address: "(\(data.zipCode) \(data.address), \(data.detailAddress))",
-                               phone: data.recipientPhone)
-      
-      var currentList = (try? self.addressListSubject.value()) ?? []
-      currentList.append(newAddress)
-      self.addressId = data.addressID ?? 0
-      
-      self.addressListSubject.onNext(currentList)
+      if let name = data.recipient,
+         let zipcode = data.zipCode,
+         let address = data.address,
+         let detailAddress = data.detailAddress,
+         let phone = data.recipientPhone {
+        let newAddress = Address(name: name,
+                                 address: "(\(zipcode) \(address), \(detailAddress))",
+                                 phone: phone)
+        
+        var currentList = (try? self.addressListSubject.value()) ?? []
+        currentList.append(newAddress)
+        
+        self.addressId = data.addressID ?? 0
+        self.addressListSubject.onNext(currentList)
+      }
     }
   }
   
diff --git a/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/Info/BankAccountViewController.swift b/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/Info/BankAccountViewController.swift
index 985efb0..df543c6 100644
--- a/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/Info/BankAccountViewController.swift
+++ b/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/Info/BankAccountViewController.swift
@@ -14,13 +14,26 @@ import RxSwift
 class BankAccountViewController: UIViewController {
   
   private let disposeBag = DisposeBag()
+  private var bankAccountId: Int?
   
   private let navigationBarView = CustomNavigationBarView(navigationBarType: .normal)
   private let headerView = MyPageSectionHeaderView()
+  
+  private let registerButton = UIButton().then {
+    $0.backgroundColor = .white
+    $0.makeBorder(width: 1, color: .gray2)
+    $0.setTitleColor(.black, for: .normal)
+    $0.setTitle("+ 계좌 등록", for: .normal)
+    $0.titleLabel?.font = .body4R16
+    $0.makeCornerRound(radius: 10)
+    $0.isHidden = true // 초기 상태는 숨김
+  }
+  
   private let accountButton = UIButton().then {
     $0.backgroundColor = .white
     $0.makeCornerRound(radius: 10)
     $0.makeBorder(width: 1, color: .gray2)
+    $0.isHidden = true // 초기 상태는 숨김
   }
   
   private let stackView = UIStackView().then {
@@ -70,10 +83,11 @@ class BankAccountViewController: UIViewController {
   private func setHierarchy() {
     view.addSubviews(navigationBarView,
                      headerView,
-                     accountButton)
+                     accountButton,
+                     registerButton)
     
     accountButton.addSubviews(stackView,
-                             detailButton)
+                              detailButton)
     
     stackView.addArrangedSubviews(bankNameLabel,
                                   innerStackView)
@@ -99,6 +113,12 @@ class BankAccountViewController: UIViewController {
       $0.height.equalTo(100)
     }
     
+    registerButton.snp.makeConstraints {
+      $0.top.equalTo(headerView.snp.bottom).offset(19)
+      $0.leading.trailing.equalToSuperview().inset(20)
+      $0.height.equalTo(100)
+    }
+    
     stackView.snp.makeConstraints {
       $0.centerY.equalToSuperview()
       $0.leading.equalToSuperview().offset(18)
@@ -114,10 +134,20 @@ class BankAccountViewController: UIViewController {
   func fetchAccountInfo() {
     Providers.MypageProvider.request(target: .fetchUserAccount, instance: BaseResponse<UserAccountDTO>.self) { response in
       guard let data = response.data else { return }
-      
-      self.bankNameLabel.text = data.bank ?? ""
-      self.nameLabel.text = data.name
-      self.accountNumberLabel.text = data.accountNumber ?? ""
+      if let bank = data.bank,
+         let accountNumber = data.accountNumber,
+         let accountId = data.accountId {
+        self.bankNameLabel.text = bank
+        self.nameLabel.text = data.name
+        self.accountNumberLabel.text = accountNumber
+        self.accountButton.isHidden = false
+        self.registerButton.isHidden = true // 계좌 정보가 있으면 등록 버튼을 숨김
+        self.bankAccountId = accountId
+      } else {
+        // 계좌 정보가 없으면 등록 버튼을 보이고 계좌 정보 버튼을 숨김
+        self.accountButton.isHidden = true
+        self.registerButton.isHidden = false
+      }
     }
   }
   
@@ -127,5 +157,19 @@ class BankAccountViewController: UIViewController {
         self?.navigationController?.popViewController(animated: true)
       })
       .disposed(by: disposeBag)
+    
+    registerButton.rx.tap
+      .subscribe(onNext: { [weak self] in
+        // 계좌 등록 화면으로 이동하는 로직 추가
+        self?.navigateToAccountRegistration()
+      })
+      .disposed(by: disposeBag)
+  }
+  
+  // 계좌 등록 화면으로 이동하는 함수
+  private func navigateToAccountRegistration() {
+    // 계좌 등록 화면 이동 로직을 구현
+    let accountRegistrationVC = AccountAddViewController(bankAccountId: bankAccountId)
+    self.navigationController?.pushViewController(accountRegistrationVC, animated: true)
   }
 }
diff --git a/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/MyPage/HelperView/MyPageSectionHeaderView.swift b/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/MyPage/HelperView/MyPageSectionHeaderView.swift
index 1f8e505..bfee0dc 100644
--- a/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/MyPage/HelperView/MyPageSectionHeaderView.swift
+++ b/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/MyPage/HelperView/MyPageSectionHeaderView.swift
@@ -11,50 +11,50 @@ import SnapKit
 import Then
 
 final class MyPageSectionHeaderView: UIView {
-    
-    private let titleLabel = UILabel().then {
-        $0.textColor = .black
-        $0.font = .body2Sb20
-    }
-    
-    private let lineView = UIView().then {
-        $0.backgroundColor = .black
-    }
-    
-    init() {
-        super.init(frame: .zero)
-        setUI()
-    }
-    
-    required init?(coder: NSCoder) {
-        fatalError("init(coder:) has not been implemented")
-    }
-    
-    private func setUI() {
-        self.backgroundColor = .white
-        setHierarchy()
-        setConstraints()
-    }
-    
-    private func setHierarchy() {
-        self.addSubviews(titleLabel, lineView)
-    }
-    
-    private func setConstraints() {
-        titleLabel.snp.makeConstraints {
-            $0.centerY.equalToSuperview()
-            $0.leading.equalToSuperview().offset(20)
-        }
-        
-        lineView.snp.makeConstraints {
-            $0.height.equalTo(1)
-          $0.top.equalTo(titleLabel.snp.bottom).offset(5)
-            $0.leading.trailing.equalToSuperview().inset(20)
-        }
-    }
-    
-    func setTitleLabel(title: String){
-        titleLabel.text = title
-    }
+  
+  private let titleLabel = UILabel().then {
+    $0.textColor = .black
+    $0.font = .body2Sb20
+  }
+  
+  private let lineView = UIView().then {
+    $0.backgroundColor = .black
+  }
+  
+  init() {
+    super.init(frame: .zero)
+    setUI()
+  }
+  
+  required init?(coder: NSCoder) {
+    fatalError("init(coder:) has not been implemented")
+  }
+  
+  private func setUI() {
+    self.backgroundColor = .white
+    setHierarchy()
+    setConstraints()
+  }
+  
+  private func setHierarchy() {
+    self.addSubviews(titleLabel, lineView)
+  }
+  
+  private func setConstraints() {
+    titleLabel.snp.makeConstraints {
+      $0.centerY.equalToSuperview()
+      $0.leading.equalToSuperview().offset(20)
+    }
+    
+    lineView.snp.makeConstraints {
+      $0.height.equalTo(1)
+      $0.top.equalTo(titleLabel.snp.bottom).offset(5)
+      $0.leading.trailing.equalToSuperview().inset(20)
+    }
+  }
+  
+  func setTitleLabel(title: String){
+    titleLabel.text = title
+  }
 }
 
diff --git a/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/MyPage/MyPageViewController.swift b/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/MyPage/MyPageViewController.swift
index 344f0dd..dd2d1db 100644
--- a/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/MyPage/MyPageViewController.swift
+++ b/DDANZI_iOS/DDANZI_iOS/Presentation/Mypage/View/MyPage/MyPageViewController.swift
@@ -109,7 +109,7 @@ final class MyPageViewController: UIViewController {
   
   private func fetchUser() {
     Providers.MypageProvider.request(target: .fetchUser, instance: BaseResponse<MypageResponseDTO>.self) { result in
-      if result.status == 403 {
+      if result.status != 200 {
         self.isLogin = false
         self.tableView.reloadData()
       }
diff --git a/DDANZI_iOS/DDANZI_iOS/Presentation/ProductDetail/ViewControllers/OptionSelect/OptionSelectViewController.swift b/DDANZI_iOS/DDANZI_iOS/Presentation/ProductDetail/ViewControllers/OptionSelect/OptionSelectViewController.swift
index fcc1137..f130962 100644
--- a/DDANZI_iOS/DDANZI_iOS/Presentation/ProductDetail/ViewControllers/OptionSelect/OptionSelectViewController.swift
+++ b/DDANZI_iOS/DDANZI_iOS/Presentation/ProductDetail/ViewControllers/OptionSelect/OptionSelectViewController.swift
@@ -115,7 +115,8 @@ final class OptionSelectViewController: UIViewController {
     bottomButton.button.rx.tap
       .bind {
         self.dismiss(animated: true) {
-          self.delegate?.optionViewControllerDidFinish(self)
+          let unwrappedOptions = self.selectedOptions.compactMap { $0 }
+          self.delegate?.optionViewControllerDidFinish(self, optionList: unwrappedOptions)
           Amplitude.instance().logEvent("click_option_next")
         }
       }
@@ -154,26 +155,30 @@ final class OptionSelectViewController: UIViewController {
     
     optionCollectionView.rx.itemSelected
       .bind(with: self) { owner, indexPath in
-        if let cell = owner.optionCollectionView.cellForItem(at: indexPath) as? OptionCollectionViewCell {
-          cell.isSelectedRelay.accept(true)
-          owner.selectedOptions[indexPath.section] = self.option[indexPath.section].optionDetailList[indexPath.row].optionDetailID
-          owner.updateButtonState()
+        // 섹션 내 이전 선택 해제
+        if let selectedIndex = owner.selectedOptions[indexPath.section] {
+          let deselectedIndexPath = IndexPath(row: selectedIndex, section: indexPath.section)
+          if let cell = owner.optionCollectionView.cellForItem(at: deselectedIndexPath) as? OptionCollectionViewCell {
+            cell.isSelectedRelay.accept(false) // 이전 선택 해제
+          }
         }
-      }
-      .disposed(by: disposeBag)
-    
-    optionCollectionView.rx.itemDeselected
-      .bind(with: self) { owner, indexPath in
+
+        // 선택한 옵션을 섹션별로 저장
+        let selectedOptionId = owner.option[indexPath.section].optionDetailList[indexPath.row].optionDetailID
+            owner.selectedOptions[indexPath.section] = selectedOptionId // optionDetailId 저장
+
         if let cell = owner.optionCollectionView.cellForItem(at: indexPath) as? OptionCollectionViewCell {
-          cell.isSelectedRelay.accept(false)
-          owner.selectedOptions[indexPath.section] = nil
-          owner.updateButtonState()
+          cell.isSelectedRelay.accept(true) // 새로운 선택 적용
         }
+
+        owner.updateButtonState() // 버튼 상태 업데이트
       }
       .disposed(by: disposeBag)
+    
   }
   
   private func updateButtonState() {
+    print(selectedOptions)
     let allSectionsSelected = selectedOptions.allSatisfy { $0 != nil }
     bottomButton.button.isEnabled = allSectionsSelected
     bottomButton.button.backgroundColor = allSectionsSelected ? .black : .gray2
diff --git a/DDANZI_iOS/DDANZI_iOS/Presentation/ProductDetail/ViewControllers/ProductDetailViewController.swift b/DDANZI_iOS/DDANZI_iOS/Presentation/ProductDetail/ViewControllers/ProductDetailViewController.swift
index 9920a0c..4fbbb0b 100644
--- a/DDANZI_iOS/DDANZI_iOS/Presentation/ProductDetail/ViewControllers/ProductDetailViewController.swift
+++ b/DDANZI_iOS/DDANZI_iOS/Presentation/ProductDetail/ViewControllers/ProductDetailViewController.swift
@@ -16,7 +16,7 @@ import Amplitude
 
 // MARK: - OptionDelegate
 protocol OptionViewControllerDelegate: AnyObject {
-  func optionViewControllerDidFinish(_ viewController: OptionSelectViewController)
+  func optionViewControllerDidFinish(_ viewController: OptionSelectViewController, optionList: [Int])
 }
 
 final class ProductDetailViewController: UIViewController {
@@ -324,9 +324,9 @@ final class ProductDetailViewController: UIViewController {
 }
 
 extension ProductDetailViewController: OptionViewControllerDelegate {
-  func optionViewControllerDidFinish(_ viewController: OptionSelectViewController) {
+  func optionViewControllerDidFinish(_ viewController: OptionSelectViewController, optionList: [Int]) {
     let purchaseVC = PurchaseViewController()
-    purchaseVC.orderModel = .init(productId: productId, optionList: optionList.map({ $0.optionID }))
+    purchaseVC.orderModel = .init(productId: productId, optionList: optionList)
     self.navigationController?.pushViewController(purchaseVC, animated: true)
   }
 }
diff --git a/DDANZI_iOS/DDANZI_iOS/Presentation/Purchase/TableViewCell/TermsTableViewCell.swift b/DDANZI_iOS/DDANZI_iOS/Presentation/Purchase/TableViewCell/TermsTableViewCell.swift
index ba50c18..2d7838e 100644
--- a/DDANZI_iOS/DDANZI_iOS/Presentation/Purchase/TableViewCell/TermsTableViewCell.swift
+++ b/DDANZI_iOS/DDANZI_iOS/Presentation/Purchase/TableViewCell/TermsTableViewCell.swift
@@ -51,7 +51,7 @@ final class TermsTableViewCell: UITableViewCell {
   private func setConstraints() {
     containerView.snp.makeConstraints {
       $0.height.equalTo(38)
-      $0.horizontalEdges.equalToSuperview().inset(20)
+      $0.horizontalEdges.equalToSuperview()
       $0.verticalEdges.equalToSuperview().inset(5)
     }
     
diff --git a/DDANZI_iOS/DDANZI_iOS/Presentation/Selling/RegisteItemCell.swift b/DDANZI_iOS/DDANZI_iOS/Presentation/Selling/RegisteItemCell.swift
index ee0507a..5502985 100644
--- a/DDANZI_iOS/DDANZI_iOS/Presentation/Selling/RegisteItemCell.swift
+++ b/DDANZI_iOS/DDANZI_iOS/Presentation/Selling/RegisteItemCell.swift
@@ -19,6 +19,15 @@ final class RegisteItemCell: UICollectionViewCell {
   var selectedTerms = BehaviorRelay<[Bool]>(value: [false, false])
   var itemInfo = PublishRelay<itemConformedDTO>()
   var dateString = BehaviorRelay<String>(value: "")
+  
+  var isReadyToRegister: Observable<Bool> {
+    return Observable.combineLatest(selectedTerms.asObservable(), dateString.asObservable())
+      .map { termsSelected, date in
+        let allSelected = termsSelected.allSatisfy { $0 }
+        return allSelected && !date.isEmpty
+      }
+  }
+  
   private let disposeBag = DisposeBag()
   
   private let imageView = UIImageView()
@@ -200,7 +209,7 @@ final class RegisteItemCell: UICollectionViewCell {
     }
     
     termsTableView.snp.makeConstraints {
-      $0.top.equalTo(fullAgreementButton.snp.bottom).offset(35.adjusted)
+      $0.top.equalTo(fullAgreementButton.snp.bottom).offset(18.adjusted)
       $0.leading.trailing.bottom.equalToSuperview()
     }
   }
diff --git a/DDANZI_iOS/DDANZI_iOS/Presentation/Selling/RegisteItemViewController.swift b/DDANZI_iOS/DDANZI_iOS/Presentation/Selling/RegisteItemViewController.swift
index ace6312..852fb16 100644
--- a/DDANZI_iOS/DDANZI_iOS/Presentation/Selling/RegisteItemViewController.swift
+++ b/DDANZI_iOS/DDANZI_iOS/Presentation/Selling/RegisteItemViewController.swift
@@ -102,7 +102,20 @@ final class RegisteItemViewController: UIViewController {
         }
         let dueDate = cell.dateString.value
         Amplitude.instance().logEvent("click_sell_next", withEventProperties: ["product_id": owner.info.productID])
-        owner.registeItem(due: dueDate)
+        if !owner.info.isAccountExist {
+          let alertVC = CustomAlertViewController(title: "잠시만요!", content: "상품 판매금액 정산을 위해 입금 받으실 대표계좌 등록이 필요합니다.", buttonText: "계좌 등록 하러 가기", subButton: nil)
+          
+          alertVC.primaryButtonTap
+            .subscribe(onNext: { _ in
+              owner.navigateToAccountAdd(dueDate: dueDate)
+            })
+            .disposed(by: owner.disposeBag)
+          
+          alertVC.modalPresentationStyle = .overFullScreen
+          owner.present(alertVC, animated: false, completion: nil)
+        } else {
+          owner.registeItem(due: dueDate)
+        }
       }
       .disposed(by: disposeBag)
     
@@ -119,12 +132,29 @@ final class RegisteItemViewController: UIViewController {
     collectionView.delegate = self
   }
   
+  private func navigateToAccountAdd(dueDate: String) {
+    let accountAddVC = AccountAddViewController(bankAccountId: nil)
+    
+    // AccountAddViewController의 accountRegisteredRelay를 구독
+    accountAddVC.accountRegisteredRelay
+      .subscribe(onNext: { [weak self] isRegistered in
+        guard let self = self else { return }
+        if isRegistered {
+          self.info.isAccountExist = true
+          self.registeItem(due: dueDate) // 계좌 등록이 완료되면 나머지 플로우 진행
+        }
+      })
+      .disposed(by: disposeBag)
+    self.navigationController?.pushViewController(accountAddVC, animated: true)
+  }
+  
   private func registeItem(due: String) {
     let body = RegisteItemBody(productId: info.productID, productName: info.productName, receivedDate: due, registeredImage: info.imgURL)
     Providers.ItemProvider.request(target: .registeItem(body: body), instance: BaseResponse<RegisteItemDTO>.self) { response in
       guard let data = response.data else { return }
       let registeCompleteVC = RegisteCompleteViewController(response: data)
       let pushVC = PushSettingViewController(isSelling: true, orderId: "", response: data)
+      
       PermissionManager.shared.checkPermission(for: .notification)
         .bind(with: self, onNext: { owner, isAllow in
           Amplitude.instance().logEvent("complete_sell_adjustment", withEventProperties: ["item_id": data.itemId])
@@ -147,20 +177,12 @@ extension RegisteItemViewController: UICollectionViewDataSource {
   func collectionView(_ collectionView: UICollectionView, cellForItemAt indexPath: IndexPath) -> UICollectionViewCell {
     guard let cell = collectionView.dequeueReusableCell(withReuseIdentifier: RegisteItemCell.className, for: indexPath) as? RegisteItemCell else { return UICollectionViewCell() }
     cell.configure(info: self.info)
-    
-    // 날짜와 전체 동의 여부 확인
-    Observable.combineLatest(cell.selectedTerms, cell.dateString)
-      .map { termsSelected, date in
-        // 모든 약관이 동의됐고, 날짜가 선택됐는지 확인
-        let allSelected = termsSelected.allSatisfy { $0 }
-        return allSelected && !date.isEmpty
-      }
-      .bind(onNext: { isAllow in
-        self.registeButton.setEnable()
+    cell.isReadyToRegister
+      .subscribe(onNext: { [weak self] isReady in
+        guard let self = self else { return }
+        self.registeButton.setEnable(isEnable: isReady)
       })
       .disposed(by: disposeBag)
-    
-    
     return cell
     
   }
@@ -168,6 +190,6 @@ extension RegisteItemViewController: UICollectionViewDataSource {
 
 extension RegisteItemViewController: UICollectionViewDelegateFlowLayout {
   func collectionView(_ collectionView: UICollectionView, layout collectionViewLayout: UICollectionViewLayout, sizeForItemAt indexPath: IndexPath) -> CGSize {
-    return CGSize(width: collectionView.frame.width, height: 850.adjusted) // 원하는 크기 설정
+    return CGSize(width: collectionView.frame.width, height: 830.adjusted)
   }
 }
diff --git a/DDANZI_iOS/DDANZI_iOS/Presentation/Transaction/Model/PurchaseModel.swift b/DDANZI_iOS/DDANZI_iOS/Presentation/Transaction/Model/PurchaseModel.swift
index 4cc2992..f6d4f0f 100644
--- a/DDANZI_iOS/DDANZI_iOS/Presentation/Transaction/Model/PurchaseModel.swift
+++ b/DDANZI_iOS/DDANZI_iOS/Presentation/Transaction/Model/PurchaseModel.swift
@@ -15,6 +15,8 @@ enum StatusType {
   case cancel
   case notDeposit
   case onSale
+  case delayedShipping
+  case warning
   
   var statusString: String {
     switch self {
@@ -24,7 +26,7 @@ enum StatusType {
       return "주문 완료"
     case .deposit:
       return "입금 완료"
-    case .delivery:
+    case .delivery,.delayedShipping,.warning:
       return "배송 중"
     case .complete:
       return "거래 완료"
@@ -52,6 +54,10 @@ enum StatusType {
       self = .cancel
     case "ON_SALE":
       self = .onSale
+    case "DELAYED_SHIPPING":
+      self = .delayedShipping
+    case "WARNING":
+      self = .warning
     default:
       return nil
     }
diff --git a/DDANZI_iOS/DDANZI_iOS/Presentation/Transaction/ViewController/SalesDetailViewController.swift b/DDANZI_iOS/DDANZI_iOS/Presentation/Transaction/ViewController/SalesDetailViewController.swift
index 8e866ba..2e52d99 100644
--- a/DDANZI_iOS/DDANZI_iOS/Presentation/Transaction/ViewController/SalesDetailViewController.swift
+++ b/DDANZI_iOS/DDANZI_iOS/Presentation/Transaction/ViewController/SalesDetailViewController.swift
@@ -161,7 +161,7 @@ class SalesDetailViewController: UIViewController {
         case .deposit:
           owner.button.titleLabel?.text = "판매 확정하기"
           owner.button.setEnable()
-        case .delivery:
+        case .delivery, .delayedShipping, .warning:
           owner.button.titleLabel?.text = "배송 중인 상품입니다."
         case .complete:
           owner.button.titleLabel?.text = "거래가 완료된 상품입니다."